FY2027 Small Area FMR · Urbana, IL

ZIP 61803 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 61803 (Urbana, IL) is $1,170 a month, up 4.5% from FY2026. That is 0% equal to the Champaign-Urbana, IL area-wide FMR of $1,173.

2-bedroom SAFMR$1,170per month ▲ 4.5%

Area-wide 2 BR FMR$1,173Champaign-Urbana, IL

Rank in the area21stof 54 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,053

2 BR Small Area FMR$1,170

110% of SAFMR$1,287

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$980▲ 4.3%

1 BR$990▲ 5.3%

2 BR$1,170▲ 4.5%

3 BR$1,470▲ 2.8%

4 BR$1,540▲ 4.1%

FY2027 FY2026

Where 61803 sits in the Champaign-Urbana, IL area

Of the 54 ZIP codes HUD lists for the area, 61803 has the 21st highest two-bedroom Small Area FMR. Champaign-Urbana, IL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,173 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,170 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$980	$882 – $1,078	$983	$940
1 bedroom	$990	$891 – $1,089	$996	$940
2 bedrooms	$1,170	$1,053 – $1,287	$1,173	$1,120
3 bedrooms	$1,470	$1,323 – $1,617	$1,474	$1,430
4 bedrooms	$1,540	$1,386 – $1,694	$1,542	$1,480

A household renting a two-bedroom home at the Small Area FMR of $1,170 needs about $46,800 a year to keep housing costs at 30% of income. The area median family income is $114,300 and the 80% low-income limit for four people is $88,700. ZIP code 61803 lies mainly in Champaign County. See the Champaign-Urbana, IL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
61801	Urbana	0.8 mi	$1,140
61820	Champaign	1.0 mi	$1,350
61821	Champaign	2.7 mi	$1,180
61802	Urbana	4.0 mi	$1,140
61874	Savoy	4.4 mi	$1,070
61822	Champaign	4.9 mi	$1,480

Questions

What is the Fair Market Rent for ZIP code 61803?

HUD's FY2027 Small Area Fair Market Rents for 61803 are $980 (studio), $990 (1 BR), $1,170 (2 BR), $1,470 (3 BR) and $1,540 (4 BR) a month.

What is the Section 8 payment standard in 61803?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 61803 that range is $1,053 to $1,287 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 61803?

The FY2026 income limits of the Champaign-Urbana, IL area apply: median family income $114,300, low-income (80%) limit $88,700 for a family of four.