Income Limits by County

FY2027 Small Area FMR · White Heath, IL

ZIP 61884 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 61884 (White Heath, IL) is $1,210 a month, up 8.0% from FY2026. That is 3% above the Champaign-Urbana, IL area-wide FMR of $1,173.

2-bedroom SAFMR$1,210per month ▲ 8.0%
Area-wide 2 BR FMR$1,173Champaign-Urbana, IL
Rank in the area11thof 54 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,089
2 BR Small Area FMR$1,210
110% of SAFMR$1,331

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 61884 sits in the Champaign-Urbana, IL area

$1,010$1,530median $1,120

Of the 54 ZIP codes HUD lists for the area, 61884 has the 11th highest two-bedroom Small Area FMR. Champaign-Urbana, IL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,173 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,210 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,010$909 – $1,111$983$940
1 bedroom$1,020$918 – $1,122$996$940
2 bedrooms$1,210$1,089 – $1,331$1,173$1,120
3 bedrooms$1,520$1,368 – $1,672$1,474$1,430
4 bedrooms$1,580$1,422 – $1,738$1,542$1,480

A household renting a two-bedroom home at the Small Area FMR of $1,210 needs about $48,400 a year to keep housing costs at 30% of income. The area median family income is $114,300 and the 80% low-income limit for four people is $88,700. ZIP code 61884 lies mainly in Piatt County and Champaign County. See the Champaign-Urbana, IL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
61875Seymour3.4 mi$1,090
61815Bondville5.6 mi$1,230
61856Monticello6.9 mi$1,270
61854Mansfield8.1 mi$1,190
61839De Land8.7 mi$1,010
61851Ivesdale9.2 mi$1,050

Questions

What is the Fair Market Rent for ZIP code 61884?

HUD's FY2027 Small Area Fair Market Rents for 61884 are $1,010 (studio), $1,020 (1 BR), $1,210 (2 BR), $1,520 (3 BR) and $1,580 (4 BR) a month.

What is the Section 8 payment standard in 61884?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 61884 that range is $1,089 to $1,331 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 61884?

The FY2026 income limits of the Champaign-Urbana, IL area apply: median family income $114,300, low-income (80%) limit $88,700 for a family of four.