FY2027 Small Area FMR · Clayton, IL

ZIP 62324 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 62324 (Clayton, IL) is $970 a month, down 9.3% from FY2026. That is 4% below the Adams County, IL area-wide FMR of $1,013.

2-bedroom SAFMR$970per month ▼ 9.3%

Area-wide 2 BR FMR$1,013Adams County, IL

Rank in the area13thof 24 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$873

2 BR Small Area FMR$970

110% of SAFMR$1,067

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$670▼ 9.5%

1 BR$740▼ 9.8%

2 BR$970▼ 9.3%

3 BR$1,200▼ 9.1%

4 BR$1,400▼ 7.9%

FY2027 FY2026

Where 62324 sits in the Adams County, IL area

Of the 24 ZIP codes HUD lists for the area, 62324 has the 13th highest two-bedroom Small Area FMR. Adams County, IL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,013 for two bedrooms; an agency that opts in to Small Area FMRs would use $970 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$670	$603 – $737	$705	$740
1 bedroom	$740	$666 – $814	$774	$820
2 bedrooms	$970	$873 – $1,067	$1,013	$1,070
3 bedrooms	$1,200	$1,080 – $1,320	$1,246	$1,320
4 bedrooms	$1,400	$1,260 – $1,540	$1,476	$1,520

A household renting a two-bedroom home at the Small Area FMR of $970 needs about $38,800 a year to keep housing costs at 30% of income. The area median family income is $91,100 and the 80% low-income limit for four people is $72,900. ZIP code 62324 lies mainly in Adams County and Brown County. See the Adams County, IL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
62375	Timewell	5.2 mi	$1,250
62320	Camp Point	6.6 mi	$960
62339	Golden	9.8 mi	$960
62346	La Prairie	10.5 mi	$960
62325	Coatsburg	10.9 mi	$1,380
62347	Liberty	11.0 mi	$1,030

Questions

What is the Fair Market Rent for ZIP code 62324?

HUD's FY2027 Small Area Fair Market Rents for 62324 are $670 (studio), $740 (1 BR), $970 (2 BR), $1,200 (3 BR) and $1,400 (4 BR) a month.

What is the Section 8 payment standard in 62324?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 62324 that range is $873 to $1,067 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 62324?

The FY2026 income limits of the Adams County, IL area apply: median family income $91,100, low-income (80%) limit $72,900 for a family of four.