FY2027 Small Area FMR · Texhoma, TX

ZIP 73960 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 73960 (Texhoma, TX) is $1,140 a month, up 3.6% from FY2026. That is 7% above the Sherman County, TX area-wide FMR of $1,065.

2-bedroom SAFMR$1,140per month ▲ 3.6%

Area-wide 2 BR FMR$1,065Sherman County, TX

Rank in the area4thof 6 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,026

2 BR Small Area FMR$1,140

110% of SAFMR$1,254

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$860▲ 2.4%

1 BR$870▲ 2.4%

2 BR$1,140▲ 3.6%

3 BR$1,430▲ 2.9%

4 BR$1,850▲ 14.9%

FY2027 FY2026

Where 73960 sits in the Sherman County, TX area

Of the 6 ZIP codes HUD lists for the area, 73960 has the 4th highest two-bedroom Small Area FMR. Sherman County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,065 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,140 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$860	$774 – $946	$810	$840
1 bedroom	$870	$783 – $957	$848	$850
2 bedrooms	$1,140	$1,026 – $1,254	$1,065	$1,100
3 bedrooms	$1,430	$1,287 – $1,573	$1,376	$1,390
4 bedrooms	$1,850	$1,665 – $2,035	$1,534	$1,610

A household renting a two-bedroom home at the Small Area FMR of $1,140 needs about $45,600 a year to keep housing costs at 30% of income. The area median family income is $90,900 and the 80% low-income limit for four people is $72,700. ZIP code 73960 lies mainly in Sherman County. See the Sherman County, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
73949	Texhoma	9.0 mi	$1,010
79040	Gruver	17.9 mi	$1,240
73939	Goodwell	18.7 mi	$1,010
79084	Stratford	19.8 mi	$1,060
73942	Guymon	22.2 mi	$1,110
79051	Kerrick	26.5 mi	$1,130

Questions

What is the Fair Market Rent for ZIP code 73960?

HUD's FY2027 Small Area Fair Market Rents for 73960 are $860 (studio), $870 (1 BR), $1,140 (2 BR), $1,430 (3 BR) and $1,850 (4 BR) a month.

What is the Section 8 payment standard in 73960?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 73960 that range is $1,026 to $1,254 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 73960?

The FY2026 income limits of the Sherman County, TX area apply: median family income $90,900, low-income (80%) limit $72,700 for a family of four.