FY2027 Small Area FMR · Gruver, TX
ZIP 79040 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 79040 (Gruver, TX) is $1,240 a month, up 10.7% from FY2026. That is 1% above the Hansford County, TX area-wide FMR of $1,230.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 79040 sits in the Hansford County, TX area
Of the 5 ZIP codes HUD lists for the area, 79040 has the 2nd highest two-bedroom Small Area FMR. Hansford County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,230 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,240 for this ZIP code instead.
ZIP code 79040 crosses more than one HUD area. HUD also lists it under Sherman County, TX (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $940 | $846 – $1,034 | $935 | $850 |
| 1 bedroom | $950 | $855 – $1,045 | $940 | $860 |
| 2 bedrooms | $1,240 | $1,116 – $1,364 | $1,230 | $1,120 |
| 3 bedrooms | $1,480 | $1,332 – $1,628 | $1,466 | $1,400 |
| 4 bedrooms | $1,780 | $1,602 – $1,958 | $1,772 | $1,510 |
A household renting a two-bedroom home at the Small Area FMR of $1,240 needs about $49,600 a year to keep housing costs at 30% of income. The area median family income is $100,400 and the 80% low-income limit for four people is $76,150. ZIP code 79040 lies mainly in Hansford County and Sherman County. See the Hansford County, TX county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 79040?
HUD's FY2027 Small Area Fair Market Rents for 79040 are $940 (studio), $950 (1 BR), $1,240 (2 BR), $1,480 (3 BR) and $1,780 (4 BR) a month.
What is the Section 8 payment standard in 79040?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 79040 that range is $1,116 to $1,364 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 79040?
The FY2026 income limits of the Hansford County, TX area apply: median family income $100,400, low-income (80%) limit $76,150 for a family of four.