FY2027 Small Area FMR · Welling, OK

ZIP 74471 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 74471 (Welling, OK) is $920 a month, down 2.1% from FY2026. That is 2% below the Cherokee County, OK area-wide FMR of $943.

2-bedroom SAFMR$920per month ▼ 2.1%

Area-wide 2 BR FMR$943Cherokee County, OK

Rank in the area11thof 17 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$828

2 BR Small Area FMR$920

110% of SAFMR$1,012

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$720▼ 5.3%

1 BR$730▼ 3.9%

2 BR$920▼ 2.1%

3 BR$1,150▼ 4.2%

4 BR$1,200▼ 3.2%

FY2027 FY2026

Where 74471 sits in the Cherokee County, OK area

Of the 17 ZIP codes HUD lists for the area, 74471 has the 11th highest two-bedroom Small Area FMR. Cherokee County, OK is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $943 for two bedrooms; an agency that opts in to Small Area FMRs would use $920 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$720	$648 – $792	$746	$760
1 bedroom	$730	$657 – $803	$750	$760
2 bedrooms	$920	$828 – $1,012	$943	$940
3 bedrooms	$1,150	$1,035 – $1,265	$1,187	$1,200
4 bedrooms	$1,200	$1,080 – $1,320	$1,239	$1,240

A household renting a two-bedroom home at the Small Area FMR of $920 needs about $36,800 a year to keep housing costs at 30% of income. The area median family income is $71,300 and the 80% low-income limit for four people is $60,700. ZIP code 74471 lies mainly in Cherokee County. See the Cherokee County, OK county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
74451	Park Hill	8.6 mi	$1,110
74464	Tahlequah	9.0 mi	$970
74427	Cookson	10.9 mi	$920
74931	Bunch	11.9 mi	$1,150
74457	Proctor	12.0 mi	$990
74960	Stilwell	12.5 mi	$920

Questions

What is the Fair Market Rent for ZIP code 74471?

HUD's FY2027 Small Area Fair Market Rents for 74471 are $720 (studio), $730 (1 BR), $920 (2 BR), $1,150 (3 BR) and $1,200 (4 BR) a month.

What is the Section 8 payment standard in 74471?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 74471 that range is $828 to $1,012 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 74471?

The FY2026 income limits of the Cherokee County, OK area apply: median family income $71,300, low-income (80%) limit $60,700 for a family of four.