FY2027 Small Area FMR · Cookson, OK

ZIP 74427 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 74427 (Cookson, OK) is $920 a month, down 2.1% from FY2026. That is 2% below the Cherokee County, OK area-wide FMR of $943.

2-bedroom SAFMR$920per month ▼ 2.1%

Area-wide 2 BR FMR$943Cherokee County, OK

Rank in the area11thof 17 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$828

2 BR Small Area FMR$920

110% of SAFMR$1,012

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$720▼ 5.3%

1 BR$730▼ 3.9%

2 BR$920▼ 2.1%

3 BR$1,150▼ 4.2%

4 BR$1,200▼ 3.2%

FY2027 FY2026

Where 74427 sits in the Cherokee County, OK area

Of the 17 ZIP codes HUD lists for the area, 74427 has the 11th highest two-bedroom Small Area FMR. Cherokee County, OK is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $943 for two bedrooms; an agency that opts in to Small Area FMRs would use $920 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$720	$648 – $792	$746	$760
1 bedroom	$730	$657 – $803	$750	$760
2 bedrooms	$920	$828 – $1,012	$943	$940
3 bedrooms	$1,150	$1,035 – $1,265	$1,187	$1,200
4 bedrooms	$1,200	$1,080 – $1,320	$1,239	$1,240

A household renting a two-bedroom home at the Small Area FMR of $920 needs about $36,800 a year to keep housing costs at 30% of income. The area median family income is $71,300 and the 80% low-income limit for four people is $60,700. ZIP code 74427 lies mainly in Cherokee County. See the Cherokee County, OK county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
74451	Park Hill	5.9 mi	$1,110
74945	Marble City	6.9 mi	$1,030
74931	Bunch	8.4 mi	$1,150
74962	Vian	9.7 mi	$920
74471	Welling	10.9 mi	$920
74435	Gore	13.5 mi	$960

Questions

What is the Fair Market Rent for ZIP code 74427?

HUD's FY2027 Small Area Fair Market Rents for 74427 are $720 (studio), $730 (1 BR), $920 (2 BR), $1,150 (3 BR) and $1,200 (4 BR) a month.

What is the Section 8 payment standard in 74427?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 74427 that range is $828 to $1,012 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 74427?

The FY2026 income limits of the Cherokee County, OK area apply: median family income $71,300, low-income (80%) limit $60,700 for a family of four.