FY2027 Small Area FMR · Centrahoma, OK

ZIP 74534 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 74534 (Centrahoma, OK) is $1,020 a month, down 5.6% from FY2026. That is 11% above the Coal County, OK area-wide FMR of $916.

2-bedroom SAFMR$1,020per month ▼ 5.6%

Area-wide 2 BR FMR$916Coal County, OK

Rank in the area4thof 9 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$918

2 BR Small Area FMR$1,020

110% of SAFMR$1,122

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$770▼ 3.8%

1 BR$780▼ 3.7%

2 BR$1,020▼ 5.6%

3 BR$1,390▼ 4.1%

4 BR$1,600▼ 7.5%

FY2027 FY2026

Where 74534 sits in the Coal County, OK area

Of the 9 ZIP codes HUD lists for the area, 74534 has the 4th highest two-bedroom Small Area FMR. Coal County, OK is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $916 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,020 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$770	$693 – $847	$696	$800
1 bedroom	$780	$702 – $858	$700	$810
2 bedrooms	$1,020	$918 – $1,122	$916	$1,080
3 bedrooms	$1,390	$1,251 – $1,529	$1,256	$1,450
4 bedrooms	$1,600	$1,440 – $1,760	$1,464	$1,730

A household renting a two-bedroom home at the Small Area FMR of $1,020 needs about $40,800 a year to keep housing costs at 30% of income. The area median family income is $63,200 and the 80% low-income limit for four people is $60,700. ZIP code 74534 lies mainly in Coal County. See the Coal County, OK county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
74572	Tupelo	4.0 mi	$1,100
74538	Coalgate	6.6 mi	$920
74871	Stonewall	10.0 mi	$920
74535	Clarita	10.1 mi	$920
74842	Fittstown	14.0 mi	$920
74825	Allen	14.2 mi	$1,110

Questions

What is the Fair Market Rent for ZIP code 74534?

HUD's FY2027 Small Area Fair Market Rents for 74534 are $770 (studio), $780 (1 BR), $1,020 (2 BR), $1,390 (3 BR) and $1,600 (4 BR) a month.

What is the Section 8 payment standard in 74534?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 74534 that range is $918 to $1,122 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 74534?

The FY2026 income limits of the Coal County, OK area apply: median family income $63,200, low-income (80%) limit $60,700 for a family of four.