FY2027 Small Area FMR · Tupelo, OK
ZIP 74572 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 74572 (Tupelo, OK) is $1,100 a month, down 8.3% from FY2026. That is 20% above the Coal County, OK area-wide FMR of $916.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 74572 sits in the Coal County, OK area
Of the 9 ZIP codes HUD lists for the area, 74572 has the 3rd highest two-bedroom Small Area FMR. Coal County, OK is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $916 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,100 for this ZIP code instead.
ZIP code 74572 crosses more than one HUD area. HUD also lists it under Pontotoc County, OK (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $830 | $747 – $913 | $696 | $890 |
| 1 bedroom | $840 | $756 – $924 | $700 | $910 |
| 2 bedrooms | $1,100 | $990 – $1,210 | $916 | $1,200 |
| 3 bedrooms | $1,500 | $1,350 – $1,650 | $1,256 | $1,620 |
| 4 bedrooms | $1,740 | $1,566 – $1,914 | $1,464 | $1,930 |
A household renting a two-bedroom home at the Small Area FMR of $1,100 needs about $44,000 a year to keep housing costs at 30% of income. The area median family income is $63,200 and the 80% low-income limit for four people is $60,700. ZIP code 74572 lies mainly in Coal County and Pontotoc County. See the Coal County, OK county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 74572?
HUD's FY2027 Small Area Fair Market Rents for 74572 are $830 (studio), $840 (1 BR), $1,100 (2 BR), $1,500 (3 BR) and $1,740 (4 BR) a month.
What is the Section 8 payment standard in 74572?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 74572 that range is $990 to $1,210 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 74572?
The FY2026 income limits of the Coal County, OK area apply: median family income $63,200, low-income (80%) limit $60,700 for a family of four.