FY2027 Small Area FMR · Ector, TX

ZIP 75439 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 75439 (Ector, TX) is $1,120 a month, up 9.8% from FY2026. That is 2% above the Fannin County, TX area-wide FMR of $1,093.

2-bedroom SAFMR$1,120per month ▲ 9.8%

Area-wide 2 BR FMR$1,093Fannin County, TX

Rank in the area12thof 22 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,008

2 BR Small Area FMR$1,120

110% of SAFMR$1,232

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$780▲ 11.4%

1 BR$860▲ 10.3%

2 BR$1,120▲ 9.8%

3 BR$1,550▲ 9.2%

4 BR$1,870▲ 9.4%

FY2027 FY2026

Where 75439 sits in the Fannin County, TX area

Of the 22 ZIP codes HUD lists for the area, 75439 has the 12th highest two-bedroom Small Area FMR. Fannin County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,093 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,120 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$780	$702 – $858	$761	$700
1 bedroom	$860	$774 – $946	$836	$780
2 bedrooms	$1,120	$1,008 – $1,232	$1,093	$1,020
3 bedrooms	$1,550	$1,395 – $1,705	$1,511	$1,420
4 bedrooms	$1,870	$1,683 – $2,057	$1,827	$1,710

A household renting a two-bedroom home at the Small Area FMR of $1,120 needs about $44,800 a year to keep housing costs at 30% of income. The area median family income is $89,400 and the 80% low-income limit for four people is $71,500. ZIP code 75439 lies mainly in Fannin County. See the Fannin County, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
75479	Savoy	5.3 mi	$1,220
75475	Randolph	6.0 mi	$1,280
75418	Bonham	6.6 mi	$1,090
75491	Whitewright	8.0 mi	$1,100
75490	Trenton	8.1 mi	$1,640
75414	Bells	9.6 mi	$1,220

Questions

What is the Fair Market Rent for ZIP code 75439?

HUD's FY2027 Small Area Fair Market Rents for 75439 are $780 (studio), $860 (1 BR), $1,120 (2 BR), $1,550 (3 BR) and $1,870 (4 BR) a month.

What is the Section 8 payment standard in 75439?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 75439 that range is $1,008 to $1,232 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 75439?

The FY2026 income limits of the Fannin County, TX area apply: median family income $89,400, low-income (80%) limit $71,500 for a family of four.