Income Limits by County

FY2027 Small Area FMR · Randolph, TX

ZIP 75475 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 75475 (Randolph, TX) is $1,280 a month, up 10.3% from FY2026. That is 17% above the Fannin County, TX area-wide FMR of $1,093.

2-bedroom SAFMR$1,280per month ▲ 10.3%
Area-wide 2 BR FMR$1,093Fannin County, TX
Rank in the area3rdof 22 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,152
2 BR Small Area FMR$1,280
110% of SAFMR$1,408

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 75475 sits in the Fannin County, TX area

$1,010$1,640median $1,130

Of the 22 ZIP codes HUD lists for the area, 75475 has the 3rd highest two-bedroom Small Area FMR. Fannin County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,093 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,280 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$910$819 – $1,001$761$820
1 bedroom$990$891 – $1,089$836$890
2 bedrooms$1,280$1,152 – $1,408$1,093$1,160
3 bedrooms$1,780$1,602 – $1,958$1,511$1,610
4 bedrooms$2,120$1,908 – $2,332$1,827$1,930

A household renting a two-bedroom home at the Small Area FMR of $1,280 needs about $51,200 a year to keep housing costs at 30% of income. The area median family income is $89,400 and the 80% low-income limit for four people is $71,500. ZIP code 75475 lies mainly in Fannin County. See the Fannin County, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
75413Bailey4.1 mi$1,220
75490Trenton4.8 mi$1,640
75452Leonard5.0 mi$1,240
75439Ector6.0 mi$1,120
75418Bonham7.7 mi$1,090
75491Whitewright9.1 mi$1,100

Questions

What is the Fair Market Rent for ZIP code 75475?

HUD's FY2027 Small Area Fair Market Rents for 75475 are $910 (studio), $990 (1 BR), $1,280 (2 BR), $1,780 (3 BR) and $2,120 (4 BR) a month.

What is the Section 8 payment standard in 75475?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 75475 that range is $1,152 to $1,408 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 75475?

The FY2026 income limits of the Fannin County, TX area apply: median family income $89,400, low-income (80%) limit $71,500 for a family of four.