FY2027 Small Area FMR · Shelbyville, TX
ZIP 75973 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 75973 (Shelbyville, TX) is $1,160 a month, up 8.4% from FY2026. That is 14% above the Shelby County, TX area-wide FMR of $1,014.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 75973 sits in the Shelby County, TX area
Of the 7 ZIP codes HUD lists for the area, 75973 has the 1st highest two-bedroom Small Area FMR. Shelby County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,160 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $880 | $792 – $968 | $771 | $830 |
| 1 bedroom | $1,000 | $900 – $1,100 | $878 | $980 |
| 2 bedrooms | $1,160 | $1,044 – $1,276 | $1,014 | $1,070 |
| 3 bedrooms | $1,610 | $1,449 – $1,771 | $1,404 | $1,490 |
| 4 bedrooms | $1,720 | $1,548 – $1,892 | $1,502 | $1,580 |
A household renting a two-bedroom home at the Small Area FMR of $1,160 needs about $46,400 a year to keep housing costs at 30% of income. The area median family income is $63,000 and the 80% low-income limit for four people is $66,950. ZIP code 75973 lies mainly in Shelby County. See the Shelby County, TX county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 75973?
HUD's FY2027 Small Area Fair Market Rents for 75973 are $880 (studio), $1,000 (1 BR), $1,160 (2 BR), $1,610 (3 BR) and $1,720 (4 BR) a month.
What is the Section 8 payment standard in 75973?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 75973 that range is $1,044 to $1,276 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 75973?
The FY2026 income limits of the Shelby County, TX area apply: median family income $63,000, low-income (80%) limit $66,950 for a family of four.