FY2027 Small Area FMR · Temple, TX

ZIP 76502 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 76502 (Temple, TX) is $1,380 a month, down 7.4% from FY2026. That is 21% above the Killeen-Temple, TX area-wide FMR of $1,138.

2-bedroom SAFMR$1,380per month ▼ 7.4%

Area-wide 2 BR FMR$1,138Killeen-Temple, TX

Rank in the area7thof 42 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,242

2 BR Small Area FMR$1,380

110% of SAFMR$1,518

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,120▼ 5.9%

1 BR$1,120▼ 6.7%

2 BR$1,380▼ 7.4%

3 BR$1,910▼ 7.7%

4 BR$2,310▼ 7.6%

FY2027 FY2026

Where 76502 sits in the Killeen-Temple, TX area

Of the 42 ZIP codes HUD lists for the area, 76502 has the 7th highest two-bedroom Small Area FMR. Killeen-Temple, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,138 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,380 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,120	$1,008 – $1,232	$921	$1,190
1 bedroom	$1,120	$1,008 – $1,232	$927	$1,200
2 bedrooms	$1,380	$1,242 – $1,518	$1,138	$1,490
3 bedrooms	$1,910	$1,719 – $2,101	$1,576	$2,070
4 bedrooms	$2,310	$2,079 – $2,541	$1,902	$2,500

A household renting a two-bedroom home at the Small Area FMR of $1,380 needs about $55,200 a year to keep housing costs at 30% of income. The area median family income is $85,100 and the 80% low-income limit for four people is $68,100. ZIP code 76502 lies mainly in Bell County. See the Killeen-Temple, TX metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
76504	Temple	3.3 mi	$1,240
76513	Belton	6.3 mi	$1,210
76554	Little River Academy	9.6 mi	$1,250
76501	Temple	9.6 mi	$1,110
76579	Troy	10.7 mi	$1,170
76559	Nolanville	11.5 mi	$1,120

Questions

What is the Fair Market Rent for ZIP code 76502?

HUD's FY2027 Small Area Fair Market Rents for 76502 are $1,120 (studio), $1,120 (1 BR), $1,380 (2 BR), $1,910 (3 BR) and $2,310 (4 BR) a month.

What is the Section 8 payment standard in 76502?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 76502 that range is $1,242 to $1,518 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 76502?

The FY2026 income limits of the Killeen-Temple, TX area apply: median family income $85,100, low-income (80%) limit $68,100 for a family of four.