FY2027 Small Area FMR · Little River Academy, TX

ZIP 76554 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 76554 (Little River Academy, TX) is $1,250 a month, down 3.1% from FY2026. That is 10% above the Killeen-Temple, TX area-wide FMR of $1,138.

2-bedroom SAFMR$1,250per month ▼ 3.1%

Area-wide 2 BR FMR$1,138Killeen-Temple, TX

Rank in the area8thof 42 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,125

2 BR Small Area FMR$1,250

110% of SAFMR$1,375

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,010▼ 1.9%

1 BR$1,020▼ 1.9%

2 BR$1,250▼ 3.1%

3 BR$1,730▼ 3.4%

4 BR$2,090▼ 3.2%

FY2027 FY2026

Where 76554 sits in the Killeen-Temple, TX area

Of the 42 ZIP codes HUD lists for the area, 76554 has the 8th highest two-bedroom Small Area FMR. Killeen-Temple, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,138 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,250 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,010	$909 – $1,111	$921	$1,030
1 bedroom	$1,020	$918 – $1,122	$927	$1,040
2 bedrooms	$1,250	$1,125 – $1,375	$1,138	$1,290
3 bedrooms	$1,730	$1,557 – $1,903	$1,576	$1,790
4 bedrooms	$2,090	$1,881 – $2,299	$1,902	$2,160

A household renting a two-bedroom home at the Small Area FMR of $1,250 needs about $50,000 a year to keep housing costs at 30% of income. The area median family income is $85,100 and the 80% low-income limit for four people is $68,100. ZIP code 76554 lies mainly in Bell County. See the Killeen-Temple, TX metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
76534	Holland	5.8 mi	$1,120
76569	Rogers	9.1 mi	$1,110
76513	Belton	9.3 mi	$1,210
76502	Temple	9.6 mi	$1,380
76501	Temple	10.5 mi	$1,110
76504	Temple	11.7 mi	$1,240

Questions

What is the Fair Market Rent for ZIP code 76554?

HUD's FY2027 Small Area Fair Market Rents for 76554 are $1,010 (studio), $1,020 (1 BR), $1,250 (2 BR), $1,730 (3 BR) and $2,090 (4 BR) a month.

What is the Section 8 payment standard in 76554?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 76554 that range is $1,125 to $1,375 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 76554?

The FY2026 income limits of the Killeen-Temple, TX area apply: median family income $85,100, low-income (80%) limit $68,100 for a family of four.