FY2027 Small Area FMR · Belton, TX

ZIP 76513 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 76513 (Belton, TX) is $1,210 a month, down 6.9% from FY2026. That is 6% above the Killeen-Temple, TX area-wide FMR of $1,138.

2-bedroom SAFMR$1,210per month ▼ 6.9%

Area-wide 2 BR FMR$1,138Killeen-Temple, TX

Rank in the area16thof 42 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,089

2 BR Small Area FMR$1,210

110% of SAFMR$1,331

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$980▼ 5.8%

1 BR$990▼ 4.8%

2 BR$1,210▼ 6.9%

3 BR$1,680▼ 6.7%

4 BR$2,020▼ 7.3%

FY2027 FY2026

Where 76513 sits in the Killeen-Temple, TX area

Of the 42 ZIP codes HUD lists for the area, 76513 has the 16th highest two-bedroom Small Area FMR. Killeen-Temple, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,138 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,210 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$980	$882 – $1,078	$921	$1,040
1 bedroom	$990	$891 – $1,089	$927	$1,040
2 bedrooms	$1,210	$1,089 – $1,331	$1,138	$1,300
3 bedrooms	$1,680	$1,512 – $1,848	$1,576	$1,800
4 bedrooms	$2,020	$1,818 – $2,222	$1,902	$2,180

A household renting a two-bedroom home at the Small Area FMR of $1,210 needs about $48,400 a year to keep housing costs at 30% of income. The area median family income is $85,100 and the 80% low-income limit for four people is $68,100. ZIP code 76513 lies mainly in Bell County. See the Killeen-Temple, TX metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
76502	Temple	6.3 mi	$1,380
76559	Nolanville	6.4 mi	$1,120
76548	Harker Heights	8.6 mi	$1,110
76554	Little River Academy	9.3 mi	$1,250
76504	Temple	9.6 mi	$1,240
76543	Killeen	10.4 mi	$1,110

Questions

What is the Fair Market Rent for ZIP code 76513?

HUD's FY2027 Small Area Fair Market Rents for 76513 are $980 (studio), $990 (1 BR), $1,210 (2 BR), $1,680 (3 BR) and $2,020 (4 BR) a month.

What is the Section 8 payment standard in 76513?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 76513 that range is $1,089 to $1,331 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 76513?

The FY2026 income limits of the Killeen-Temple, TX area apply: median family income $85,100, low-income (80%) limit $68,100 for a family of four.