FY2027 Small Area FMR · Cherokee, TX

ZIP 76832 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 76832 (Cherokee, TX) is $1,140 a month, up 10.7% from FY2026. That is 0% equal to the San Saba County, TX area-wide FMR of $1,140.

2-bedroom SAFMR$1,140per month ▲ 10.7%

Area-wide 2 BR FMR$1,140San Saba County, TX

Rank in the area3rdof 8 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,026

2 BR Small Area FMR$1,140

110% of SAFMR$1,254

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$870▲ 11.5%

1 BR$910▲ 16.7%

2 BR$1,140▲ 10.7%

3 BR$1,380▲ 7.0%

4 BR$1,640▲ 7.9%

FY2027 FY2026

Where 76832 sits in the San Saba County, TX area

Of the 8 ZIP codes HUD lists for the area, 76832 has the 3rd highest two-bedroom Small Area FMR. San Saba County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,140 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,140 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$870	$783 – $957	$867	$780
1 bedroom	$910	$819 – $1,001	$907	$780
2 bedrooms	$1,140	$1,026 – $1,254	$1,140	$1,030
3 bedrooms	$1,380	$1,242 – $1,518	$1,382	$1,290
4 bedrooms	$1,640	$1,476 – $1,804	$1,642	$1,520

A household renting a two-bedroom home at the Small Area FMR of $1,140 needs about $45,600 a year to keep housing costs at 30% of income. The area median family income is $73,500 and the 80% low-income limit for four people is $66,950. ZIP code 76832 lies mainly in San Saba County. See the San Saba County, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
76885	Valley Spring	11.5 mi	$1,100
76877	San Saba	11.9 mi	$1,130
76869	Pontotoc	16.2 mi	$1,100
76824	Bend	16.3 mi	$1,080
78672	Tow	18.0 mi	$1,130
78607	Bluffton	19.0 mi	$1,080

Questions

What is the Fair Market Rent for ZIP code 76832?

HUD's FY2027 Small Area Fair Market Rents for 76832 are $870 (studio), $910 (1 BR), $1,140 (2 BR), $1,380 (3 BR) and $1,640 (4 BR) a month.

What is the Section 8 payment standard in 76832?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 76832 that range is $1,026 to $1,254 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 76832?

The FY2026 income limits of the San Saba County, TX area apply: median family income $73,500, low-income (80%) limit $66,950 for a family of four.