FY2027 Small Area FMR · Valley Spring, TX

ZIP 76885 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 76885 (Valley Spring, TX) is $1,100 a month, unchanged from FY2026. That is 0% equal to the Llano County, TX area-wide FMR of $1,102.

2-bedroom SAFMR$1,100per month ■ 0.0%

Area-wide 2 BR FMR$1,102Llano County, TX

Rank in the area7thof 11 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$990

2 BR Small Area FMR$1,100

110% of SAFMR$1,210

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$840■ 0.0%

1 BR$880▲ 3.5%

2 BR$1,100■ 0.0%

3 BR$1,520▼ 0.7%

4 BR$1,570▼ 6.0%

FY2027 FY2026

Where 76885 sits in the Llano County, TX area

Of the 11 ZIP codes HUD lists for the area, 76885 has the 7th highest two-bedroom Small Area FMR. Llano County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,102 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,100 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$840	$756 – $924	$838	$840
1 bedroom	$880	$792 – $968	$878	$850
2 bedrooms	$1,100	$990 – $1,210	$1,102	$1,100
3 bedrooms	$1,520	$1,368 – $1,672	$1,526	$1,530
4 bedrooms	$1,570	$1,413 – $1,727	$1,576	$1,670

A household renting a two-bedroom home at the Small Area FMR of $1,100 needs about $44,000 a year to keep housing costs at 30% of income. The area median family income is $96,000 and the 80% low-income limit for four people is $76,800. ZIP code 76885 lies mainly in Llano County. See the Llano County, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
76869	Pontotoc	8.7 mi	$1,100
76832	Cherokee	11.5 mi	$1,140
76820	Art	12.9 mi	$1,080
76831	Castell	13.5 mi	$1,090
76842	Fredonia	14.1 mi	$1,100
78643	Llano	15.6 mi	$1,300

Questions

What is the Fair Market Rent for ZIP code 76885?

HUD's FY2027 Small Area Fair Market Rents for 76885 are $840 (studio), $880 (1 BR), $1,100 (2 BR), $1,520 (3 BR) and $1,570 (4 BR) a month.

What is the Section 8 payment standard in 76885?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 76885 that range is $990 to $1,210 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 76885?

The FY2026 income limits of the Llano County, TX area apply: median family income $96,000, low-income (80%) limit $76,800 for a family of four.