FY2027 Small Area FMR · Art, TX

ZIP 76820 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 76820 (Art, TX) is $1,080 a month, up 5.9% from FY2026. That is 0% equal to the Mason County, TX area-wide FMR of $1,078.

2-bedroom SAFMR$1,080per month ▲ 5.9%

Area-wide 2 BR FMR$1,078Mason County, TX

Rank in the area6thof 8 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$972

2 BR Small Area FMR$1,080

110% of SAFMR$1,188

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$820▲ 3.8%

1 BR$860▲ 4.9%

2 BR$1,080▲ 5.9%

3 BR$1,400▲ 5.3%

4 BR$1,560▲ 4.0%

FY2027 FY2026

Where 76820 sits in the Mason County, TX area

Of the 8 ZIP codes HUD lists for the area, 76820 has the 6th highest two-bedroom Small Area FMR. Mason County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,078 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,080 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$820	$738 – $902	$819	$790
1 bedroom	$860	$774 – $946	$858	$820
2 bedrooms	$1,080	$972 – $1,188	$1,078	$1,020
3 bedrooms	$1,400	$1,260 – $1,540	$1,393	$1,330
4 bedrooms	$1,560	$1,404 – $1,716	$1,553	$1,500

A household renting a two-bedroom home at the Small Area FMR of $1,080 needs about $43,200 a year to keep housing costs at 30% of income. The area median family income is $97,000 and the 80% low-income limit for four people is $76,150. ZIP code 76820 lies mainly in Mason County. See the Mason County, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
76831	Castell	10.2 mi	$1,090
76869	Pontotoc	10.5 mi	$1,100
76842	Fredonia	12.1 mi	$1,100
76885	Valley Spring	12.9 mi	$1,100
76856	Mason	14.2 mi	$1,080
76887	Voca	18.1 mi	$1,090

Questions

What is the Fair Market Rent for ZIP code 76820?

HUD's FY2027 Small Area Fair Market Rents for 76820 are $820 (studio), $860 (1 BR), $1,080 (2 BR), $1,400 (3 BR) and $1,560 (4 BR) a month.

What is the Section 8 payment standard in 76820?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 76820 that range is $972 to $1,188 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 76820?

The FY2026 income limits of the Mason County, TX area apply: median family income $97,000, low-income (80%) limit $76,150 for a family of four.