FY2027 Small Area FMR · Voca, TX

ZIP 76887 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 76887 (Voca, TX) is $1,090 a month, up 4.8% from FY2026. That is 2% above the McCulloch County, TX area-wide FMR of $1,067.

2-bedroom SAFMR$1,090per month ▲ 4.8%

Area-wide 2 BR FMR$1,067McCulloch County, TX

Rank in the area3rdof 7 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$981

2 BR Small Area FMR$1,090

110% of SAFMR$1,199

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$830▲ 2.5%

1 BR$840▼ 2.3%

2 BR$1,090▲ 4.8%

3 BR$1,300▼ 3.7%

4 BR$1,570▲ 1.9%

FY2027 FY2026

Where 76887 sits in the McCulloch County, TX area

Of the 7 ZIP codes HUD lists for the area, 76887 has the 3rd highest two-bedroom Small Area FMR. McCulloch County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,067 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,090 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$830	$747 – $913	$811	$810
1 bedroom	$840	$756 – $924	$816	$860
2 bedrooms	$1,090	$981 – $1,199	$1,067	$1,040
3 bedrooms	$1,300	$1,170 – $1,430	$1,271	$1,350
4 bedrooms	$1,570	$1,413 – $1,727	$1,537	$1,540

A household renting a two-bedroom home at the Small Area FMR of $1,090 needs about $43,600 a year to keep housing costs at 30% of income. The area median family income is $85,400 and the 80% low-income limit for four people is $68,300. ZIP code 76887 lies mainly in McCulloch County. See the McCulloch County, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
76842	Fredonia	6.9 mi	$1,100
76869	Pontotoc	12.0 mi	$1,100
76825	Brady	15.3 mi	$1,060
76820	Art	18.1 mi	$1,080
76885	Valley Spring	20.6 mi	$1,100
76871	Richland Springs	21.5 mi	$1,150

Questions

What is the Fair Market Rent for ZIP code 76887?

HUD's FY2027 Small Area Fair Market Rents for 76887 are $830 (studio), $840 (1 BR), $1,090 (2 BR), $1,300 (3 BR) and $1,570 (4 BR) a month.

What is the Section 8 payment standard in 76887?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 76887 that range is $981 to $1,199 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 76887?

The FY2026 income limits of the McCulloch County, TX area apply: median family income $85,400, low-income (80%) limit $68,300 for a family of four.