FY2027 Small Area FMR · Oakville, TX

ZIP 78060 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 78060 (Oakville, TX) is $1,120 a month, up 8.7% from FY2026. That is 0% equal to the Live Oak County, TX area-wide FMR of $1,115.

2-bedroom SAFMR$1,120per month ▲ 8.7%

Area-wide 2 BR FMR$1,115Live Oak County, TX

Rank in the area7thof 12 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,008

2 BR Small Area FMR$1,120

110% of SAFMR$1,232

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$850▲ 9.0%

1 BR$860▲ 10.3%

2 BR$1,120▲ 8.7%

3 BR$1,330▲ 1.5%

4 BR$1,650▲ 7.1%

FY2027 FY2026

Where 78060 sits in the Live Oak County, TX area

Of the 12 ZIP codes HUD lists for the area, 78060 has the 7th highest two-bedroom Small Area FMR. Live Oak County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,115 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,120 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$850	$765 – $935	$848	$780
1 bedroom	$860	$774 – $946	$852	$780
2 bedrooms	$1,120	$1,008 – $1,232	$1,115	$1,030
3 bedrooms	$1,330	$1,197 – $1,463	$1,329	$1,310
4 bedrooms	$1,650	$1,485 – $1,815	$1,639	$1,540

A household renting a two-bedroom home at the Small Area FMR of $1,120 needs about $44,800 a year to keep housing costs at 30% of income. The area median family income is $78,200 and the 80% low-income limit for four people is $66,950. ZIP code 78060 lies mainly in Live Oak County. See the Live Oak County, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
78071	Three Rivers	7.4 mi	$1,110
78125	Mineral	11.2 mi	$1,200
78022	George West	13.3 mi	$1,100
78145	Pawnee	15.3 mi	$1,220
78007	Calliham	16.8 mi	$1,050
78142	Normanna	19.0 mi	$1,230

Questions

What is the Fair Market Rent for ZIP code 78060?

HUD's FY2027 Small Area Fair Market Rents for 78060 are $850 (studio), $860 (1 BR), $1,120 (2 BR), $1,330 (3 BR) and $1,650 (4 BR) a month.

What is the Section 8 payment standard in 78060?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 78060 that range is $1,008 to $1,232 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 78060?

The FY2026 income limits of the Live Oak County, TX area apply: median family income $78,200, low-income (80%) limit $66,950 for a family of four.