Income Limits by County

FY2027 Small Area FMR · New Braunfels, TX

ZIP 78131 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 78131 (New Braunfels, TX) is $1,650 a month, up 2.5% from FY2026. That is 15% above the San Antonio-New Braunfels, TX area-wide FMR of $1,441.

2-bedroom SAFMR$1,650per month ▲ 2.5%
Area-wide 2 BR FMR$1,441San Antonio-New Braunfels, T
Rank in the area28thof 138 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,485
2 BR Small Area FMR$1,650
110% of SAFMR$1,815

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 78131 sits in the San Antonio-New Braunfels, TX area

$1,020$2,160median $1,430

Of the 138 ZIP codes HUD lists for the area, 78131 has the 28th highest two-bedroom Small Area FMR. San Antonio-New Braunfels, TX is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,485 and $1,815 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,260$1,134 – $1,386$1,099$1,220
1 bedroom$1,370$1,233 – $1,507$1,196$1,330
2 bedrooms$1,650$1,485 – $1,815$1,441$1,610
3 bedrooms$2,130$1,917 – $2,343$1,864$2,070
4 bedrooms$2,480$2,232 – $2,728$2,163$2,410

A household renting a two-bedroom home at the Small Area FMR of $1,650 needs about $66,000 a year to keep housing costs at 30% of income. The area median family income is $100,600 and the 80% low-income limit for four people is $80,500. ZIP code 78131 lies mainly in Comal County. See the San Antonio-New Braunfels, TX metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
78130New Braunfels3.3 mi$1,680
78132New Braunfels5.5 mi$1,720
78123Mc Queeney8.5 mi$1,360
78124Marion10.2 mi$1,400
78108Cibolo10.7 mi$2,160
78266San Antonio13.3 mi$2,160

Questions

What is the Fair Market Rent for ZIP code 78131?

HUD's FY2027 Small Area Fair Market Rents for 78131 are $1,260 (studio), $1,370 (1 BR), $1,650 (2 BR), $2,130 (3 BR) and $2,480 (4 BR) a month.

What is the Section 8 payment standard in 78131?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 78131 that range is $1,485 to $1,815 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 78131?

The FY2026 income limits of the San Antonio-New Braunfels, TX area apply: median family income $100,600, low-income (80%) limit $80,500 for a family of four.