FY2027 Small Area FMR · Fort Collins, CO
ZIP 80528 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 80528 (Fort Collins, CO) is $1,990 a month, down 1.0% from FY2026. That is 13% above the Fort Collins-Loveland, CO area-wide FMR of $1,759.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 80528 sits in the Fort Collins-Loveland, CO area
Of the 30 ZIP codes HUD lists for the area, 80528 has the 5th highest two-bedroom Small Area FMR. Fort Collins-Loveland, CO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,759 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,990 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,750 | $1,575 – $1,925 | $1,551 | $1,750 |
| 1 bedroom | $1,800 | $1,620 – $1,980 | $1,589 | $1,780 |
| 2 bedrooms | $1,990 | $1,791 – $2,189 | $1,759 | $2,010 |
| 3 bedrooms | $2,690 | $2,421 – $2,959 | $2,379 | $2,770 |
| 4 bedrooms | $2,910 | $2,619 – $3,201 | $2,576 | $2,950 |
A household renting a two-bedroom home at the Small Area FMR of $1,990 needs about $79,600 a year to keep housing costs at 30% of income. The area median family income is $130,400 and the 80% low-income limit for four people is $104,300. ZIP code 80528 lies mainly in Larimer County. See the Fort Collins-Loveland, CO county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 80528?
HUD's FY2027 Small Area Fair Market Rents for 80528 are $1,750 (studio), $1,800 (1 BR), $1,990 (2 BR), $2,690 (3 BR) and $2,910 (4 BR) a month.
What is the Section 8 payment standard in 80528?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 80528 that range is $1,791 to $2,189 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 80528?
The FY2026 income limits of the Fort Collins-Loveland, CO area apply: median family income $130,400, low-income (80%) limit $104,300 for a family of four.