Income Limits by County

FY2027 Small Area FMR · Eckert, CO

ZIP 81418 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 81418 (Eckert, CO) is $1,510 a month, down 9.6% from FY2026. That is 19% above the Delta County, CO area-wide FMR of $1,266.

2-bedroom SAFMR$1,510per month ▼ 9.6%
Area-wide 2 BR FMR$1,266Delta County, CO
Rank in the area2ndof 10 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,359
2 BR Small Area FMR$1,510
110% of SAFMR$1,661

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 81418 sits in the Delta County, CO area

$1,170$1,590median $1,285

Of the 10 ZIP codes HUD lists for the area, 81418 has the 2nd highest two-bedroom Small Area FMR. Delta County, CO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,266 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,510 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,160$1,044 – $1,276$940$1,280
1 bedroom$1,170$1,053 – $1,287$972$1,300
2 bedrooms$1,510$1,359 – $1,661$1,266$1,670
3 bedrooms$2,070$1,863 – $2,277$1,753$2,300
4 bedrooms$2,520$2,268 – $2,772$2,105$2,800

A household renting a two-bedroom home at the Small Area FMR of $1,510 needs about $60,400 a year to keep housing costs at 30% of income. The area median family income is $78,600 and the 80% low-income limit for four people is $77,900. ZIP code 81418 lies mainly in Delta County. See the Delta County, CO county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
81410Austin3.3 mi$1,170
81413Cedaredge8.2 mi$1,380
81416Delta10.4 mi$1,250
81419Hotchkiss13.1 mi$1,300
81643Mesa17.5 mi$1,260
81646Molina17.7 mi$1,280

Questions

What is the Fair Market Rent for ZIP code 81418?

HUD's FY2027 Small Area Fair Market Rents for 81418 are $1,160 (studio), $1,170 (1 BR), $1,510 (2 BR), $2,070 (3 BR) and $2,520 (4 BR) a month.

What is the Section 8 payment standard in 81418?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 81418 that range is $1,359 to $1,661 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 81418?

The FY2026 income limits of the Delta County, CO area apply: median family income $78,600, low-income (80%) limit $77,900 for a family of four.