FY2027 Small Area FMR · Molina, CO

ZIP 81646 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 81646 (Molina, CO) is $1,280 a month, up 13.3% from FY2026. That is 0% equal to the Grand Junction, CO area-wide FMR of $1,282.

2-bedroom SAFMR$1,280per month ▲ 13.3%

Area-wide 2 BR FMR$1,282Grand Junction, CO

Rank in the area11thof 20 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,152

2 BR Small Area FMR$1,280

110% of SAFMR$1,408

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$890▲ 8.5%

1 BR$1,020▲ 14.6%

2 BR$1,280▲ 13.3%

3 BR$1,770▲ 12.0%

4 BR$2,140▲ 13.2%

FY2027 FY2026

Where 81646 sits in the Grand Junction, CO area

Of the 20 ZIP codes HUD lists for the area, 81646 has the 11th highest two-bedroom Small Area FMR. Grand Junction, CO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,282 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,280 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$890	$801 – $979	$893	$820
1 bedroom	$1,020	$918 – $1,122	$1,017	$890
2 bedrooms	$1,280	$1,152 – $1,408	$1,282	$1,130
3 bedrooms	$1,770	$1,593 – $1,947	$1,775	$1,580
4 bedrooms	$2,140	$1,926 – $2,354	$2,143	$1,890

A household renting a two-bedroom home at the Small Area FMR of $1,280 needs about $51,200 a year to keep housing costs at 30% of income. The area median family income is $100,600 and the 80% low-income limit for four people is $80,500. ZIP code 81646 lies mainly in Mesa County. See the Grand Junction, CO county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
81643	Mesa	8.2 mi	$1,260
81413	Cedaredge	9.9 mi	$1,380
81624	Collbran	14.4 mi	$1,150
81526	Palisade	17.7 mi	$1,270
81418	Eckert	17.7 mi	$1,510
81419	Hotchkiss	20.6 mi	$1,300

Questions

What is the Fair Market Rent for ZIP code 81646?

HUD's FY2027 Small Area Fair Market Rents for 81646 are $890 (studio), $1,020 (1 BR), $1,280 (2 BR), $1,770 (3 BR) and $2,140 (4 BR) a month.

What is the Section 8 payment standard in 81646?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 81646 that range is $1,152 to $1,408 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 81646?

The FY2026 income limits of the Grand Junction, CO area apply: median family income $100,600, low-income (80%) limit $80,500 for a family of four.