FY2027 Small Area FMR · Mesa, CO

ZIP 81643 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 81643 (Mesa, CO) is $1,260 a month, up 4.1% from FY2026. That is 2% below the Grand Junction, CO area-wide FMR of $1,282.

2-bedroom SAFMR$1,260per month ▲ 4.1%

Area-wide 2 BR FMR$1,282Grand Junction, CO

Rank in the area16thof 20 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,134

2 BR Small Area FMR$1,260

110% of SAFMR$1,386

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$880▲ 2.3%

1 BR$1,000▲ 4.2%

2 BR$1,260▲ 4.1%

3 BR$1,740▲ 3.6%

4 BR$2,080▲ 3.0%

FY2027 FY2026

Where 81643 sits in the Grand Junction, CO area

Of the 20 ZIP codes HUD lists for the area, 81643 has the 16th highest two-bedroom Small Area FMR. Grand Junction, CO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,282 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,260 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$880	$792 – $968	$893	$860
1 bedroom	$1,000	$900 – $1,100	$1,017	$960
2 bedrooms	$1,260	$1,134 – $1,386	$1,282	$1,210
3 bedrooms	$1,740	$1,566 – $1,914	$1,775	$1,680
4 bedrooms	$2,080	$1,872 – $2,288	$2,143	$2,020

A household renting a two-bedroom home at the Small Area FMR of $1,260 needs about $50,400 a year to keep housing costs at 30% of income. The area median family income is $100,600 and the 80% low-income limit for four people is $80,500. ZIP code 81643 lies mainly in Mesa County. See the Grand Junction, CO county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
81646	Molina	8.2 mi	$1,280
81526	Palisade	10.0 mi	$1,270
81413	Cedaredge	12.7 mi	$1,380
81503	Grand Junction	15.4 mi	$1,190
81520	Clifton	15.4 mi	$1,140
81418	Eckert	17.5 mi	$1,510

Questions

What is the Fair Market Rent for ZIP code 81643?

HUD's FY2027 Small Area Fair Market Rents for 81643 are $880 (studio), $1,000 (1 BR), $1,260 (2 BR), $1,740 (3 BR) and $2,080 (4 BR) a month.

What is the Section 8 payment standard in 81643?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 81643 that range is $1,134 to $1,386 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 81643?

The FY2026 income limits of the Grand Junction, CO area apply: median family income $100,600, low-income (80%) limit $80,500 for a family of four.