FY2027 Small Area FMR · De Beque, CO
ZIP 81630 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 81630 (De Beque, CO) is $1,450 a month, up 0.7% from FY2026. That is 13% above the Grand Junction, CO area-wide FMR of $1,282.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 81630 sits in the Grand Junction, CO area
Of the 20 ZIP codes HUD lists for the area, 81630 has the 7th highest two-bedroom Small Area FMR. Grand Junction, CO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,282 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,450 for this ZIP code instead.
ZIP code 81630 crosses more than one HUD area. HUD also lists it under Garfield County, CO (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,100 | $990 – $1,210 | $893 | $1,090 |
| 1 bedroom | $1,110 | $999 – $1,221 | $1,017 | $1,100 |
| 2 bedrooms | $1,450 | $1,305 – $1,595 | $1,282 | $1,440 |
| 3 bedrooms | $2,010 | $1,809 – $2,211 | $1,775 | $2,020 |
| 4 bedrooms | $2,160 | $1,944 – $2,376 | $2,143 | $2,260 |
A household renting a two-bedroom home at the Small Area FMR of $1,450 needs about $58,000 a year to keep housing costs at 30% of income. The area median family income is $100,600 and the 80% low-income limit for four people is $80,500. ZIP code 81630 lies mainly in Garfield County and Mesa County. See the Grand Junction, CO county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 81630?
HUD's FY2027 Small Area Fair Market Rents for 81630 are $1,100 (studio), $1,110 (1 BR), $1,450 (2 BR), $2,010 (3 BR) and $2,160 (4 BR) a month.
What is the Section 8 payment standard in 81630?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 81630 that range is $1,305 to $1,595 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 81630?
The FY2026 income limits of the Grand Junction, CO area apply: median family income $100,600, low-income (80%) limit $80,500 for a family of four.