FY2027 Small Area FMR · Saratoga Springs, UT
ZIP 84045 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 84045 (Saratoga Springs, UT) is $1,980 a month, down 6.2% from FY2026. That is 45% above the Provo-Orem-Lehi, UT area-wide FMR of $1,363.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 84045 sits in the Provo-Orem-Lehi, UT area
Of the 35 ZIP codes HUD lists for the area, 84045 has the 1st highest two-bedroom Small Area FMR. Provo-Orem-Lehi, UT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,363 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,980 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,720 | $1,548 – $1,892 | $1,186 | $1,820 |
| 1 bedroom | $1,730 | $1,557 – $1,903 | $1,192 | $1,830 |
| 2 bedrooms | $1,980 | $1,782 – $2,178 | $1,363 | $2,110 |
| 3 bedrooms | $2,740 | $2,466 – $3,014 | $1,887 | $2,930 |
| 4 bedrooms | $3,310 | $2,979 – $3,641 | $2,278 | $3,540 |
A household renting a two-bedroom home at the Small Area FMR of $1,980 needs about $79,200 a year to keep housing costs at 30% of income. The area median family income is $119,200 and the 80% low-income limit for four people is $95,350. ZIP code 84045 lies mainly in Utah County. See the Provo-Orem-Lehi, UT metro page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 84045?
HUD's FY2027 Small Area Fair Market Rents for 84045 are $1,720 (studio), $1,730 (1 BR), $1,980 (2 BR), $2,740 (3 BR) and $3,310 (4 BR) a month.
What is the Section 8 payment standard in 84045?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 84045 that range is $1,782 to $2,178 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 84045?
The FY2026 income limits of the Provo-Orem-Lehi, UT area apply: median family income $119,200, low-income (80%) limit $95,350 for a family of four.