Income Limits by County

FY2027 Small Area FMR · Oak City, UT

ZIP 84649 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 84649 (Oak City, UT) is $1,180 a month, down 6.3% from FY2026. That is 10% above the Millard County, UT area-wide FMR of $1,077.

2-bedroom SAFMR$1,180per month ▼ 6.3%
Area-wide 2 BR FMR$1,077Millard County, UT
Rank in the area2ndof 11 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,062
2 BR Small Area FMR$1,180
110% of SAFMR$1,298

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 84649 sits in the Millard County, UT area

$1,020$1,260median $1,080

Of the 11 ZIP codes HUD lists for the area, 84649 has the 2nd highest two-bedroom Small Area FMR. Millard County, UT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,077 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,180 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$880$792 – $968$806$920
1 bedroom$900$810 – $990$823$960
2 bedrooms$1,180$1,062 – $1,298$1,077$1,260
3 bedrooms$1,630$1,467 – $1,793$1,491$1,730
4 bedrooms$1,690$1,521 – $1,859$1,546$1,740

A household renting a two-bedroom home at the Small Area FMR of $1,180 needs about $47,200 a year to keep housing costs at 30% of income. The area median family income is $84,800 and the 80% low-income limit for four people is $85,050. ZIP code 84649 lies mainly in Millard County. See the Millard County, UT county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
84640Lynndyl11.0 mi$1,080
84638Leamington12.3 mi$1,080
84636Holden14.0 mi$1,260
84624Delta18.5 mi$1,150
84656Scipio20.0 mi$1,020
84635Hinckley21.4 mi$1,100

Questions

What is the Fair Market Rent for ZIP code 84649?

HUD's FY2027 Small Area Fair Market Rents for 84649 are $880 (studio), $900 (1 BR), $1,180 (2 BR), $1,630 (3 BR) and $1,690 (4 BR) a month.

What is the Section 8 payment standard in 84649?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 84649 that range is $1,062 to $1,298 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 84649?

The FY2026 income limits of the Millard County, UT area apply: median family income $84,800, low-income (80%) limit $85,050 for a family of four.