FY2027 Small Area FMR · Indian Wells, AZ
ZIP 86031 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 86031 (Indian Wells, AZ) is $1,450 a month, up 3.6% from FY2026. That is 15% above the Navajo County, AZ area-wide FMR of $1,264.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 86031 sits in the Navajo County, AZ area
Of the 34 ZIP codes HUD lists for the area, 86031 has the 7th highest two-bedroom Small Area FMR. Navajo County, AZ is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,264 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,450 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,020 | $918 – $1,122 | $892 | $1,000 |
| 1 bedroom | $1,110 | $999 – $1,221 | $966 | $1,100 |
| 2 bedrooms | $1,450 | $1,305 – $1,595 | $1,264 | $1,400 |
| 3 bedrooms | $1,800 | $1,620 – $1,980 | $1,567 | $1,730 |
| 4 bedrooms | $1,910 | $1,719 – $2,101 | $1,661 | $1,850 |
A household renting a two-bedroom home at the Small Area FMR of $1,450 needs about $58,000 a year to keep housing costs at 30% of income. The area median family income is $63,000 and the 80% low-income limit for four people is $61,050. ZIP code 86031 lies mainly in Navajo County. See the Navajo County, AZ county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 86031?
HUD's FY2027 Small Area Fair Market Rents for 86031 are $1,020 (studio), $1,110 (1 BR), $1,450 (2 BR), $1,800 (3 BR) and $1,910 (4 BR) a month.
What is the Section 8 payment standard in 86031?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 86031 that range is $1,305 to $1,595 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 86031?
The FY2026 income limits of the Navajo County, AZ area apply: median family income $63,000, low-income (80%) limit $61,050 for a family of four.