FY2027 Small Area FMR · Petrified Forest Natl Pk, AZ

ZIP 86028 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 86028 (Petrified Forest Natl Pk, AZ) is $1,170 a month, down 2.5% from FY2026. That is 9% above the Apache County, AZ area-wide FMR of $1,071.

2-bedroom SAFMR$1,170per month ▼ 2.5%

Area-wide 2 BR FMR$1,071Apache County, AZ

Rank in the area16thof 34 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,053

2 BR Small Area FMR$1,170

110% of SAFMR$1,287

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$830▼ 3.5%

1 BR$890▼ 5.3%

2 BR$1,170▼ 2.5%

3 BR$1,450▼ 2.7%

4 BR$1,650▲ 3.8%

FY2027 FY2026

Where 86028 sits in the Apache County, AZ area

Of the 34 ZIP codes HUD lists for the area, 86028 has the 16th highest two-bedroom Small Area FMR. Apache County, AZ is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,071 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,170 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$830	$747 – $913	$746	$860
1 bedroom	$890	$801 – $979	$819	$940
2 bedrooms	$1,170	$1,053 – $1,287	$1,071	$1,200
3 bedrooms	$1,450	$1,305 – $1,595	$1,483	$1,490
4 bedrooms	$1,650	$1,485 – $1,815	$1,790	$1,590

A household renting a two-bedroom home at the Small Area FMR of $1,170 needs about $46,800 a year to keep housing costs at 30% of income. The area median family income is $54,600 and the 80% low-income limit for four people is $54,800. ZIP code 86028 lies mainly in Apache County. See the Apache County, AZ county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
86029	Sun Valley	13.4 mi	$1,180
86502	Chambers	13.9 mi	$1,070
86025	Holbrook	21.6 mi	$1,180
85942	Woodruff	25.7 mi	$1,260
86031	Indian Wells	27.0 mi	$1,450
86032	Joseph City	29.4 mi	$1,280

Questions

What is the Fair Market Rent for ZIP code 86028?

HUD's FY2027 Small Area Fair Market Rents for 86028 are $830 (studio), $890 (1 BR), $1,170 (2 BR), $1,450 (3 BR) and $1,650 (4 BR) a month.

What is the Section 8 payment standard in 86028?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 86028 that range is $1,053 to $1,287 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 86028?

The FY2026 income limits of the Apache County, AZ area apply: median family income $54,600, low-income (80%) limit $54,800 for a family of four.