Income Limits by County

FY2027 Small Area FMR · Santa Monica, CA

ZIP 90401 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 90401 (Santa Monica, CA) is $4,160 a month, up 0.2% from FY2026. That is 40% above the Los Angeles-Long Beach-Glendale, CA area-wide FMR of $2,964.

2-bedroom SAFMR$4,160per month ▲ 0.2%
Area-wide 2 BR FMR$2,964Los Angeles-Long Beach-Glend
Rank in the area34thof 474 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$3,744
2 BR Small Area FMR$4,160
110% of SAFMR$4,576

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 90401 sits in the Los Angeles-Long Beach-Glendale, CA area

$1,870$4,450median $2,960

Of the 474 ZIP codes HUD lists for the area, 90401 has the 34th highest two-bedroom Small Area FMR. Los Angeles-Long Beach-Glendale, CA is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $3,744 and $4,576 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$3,020$2,718 – $3,322$2,151$2,970
1 bedroom$3,370$3,033 – $3,707$2,402$3,330
2 bedrooms$4,160$3,744 – $4,576$2,964$4,150
3 bedrooms$5,280$4,752 – $5,808$3,760$5,260
4 bedrooms$5,910$5,319 – $6,501$4,208$5,860

A household renting a two-bedroom home at the Small Area FMR of $4,160 needs about $166,400 a year to keep housing costs at 30% of income. The area median family income is $108,100 and the 80% low-income limit for four people is $133,250. ZIP code 90401 lies mainly in Los Angeles County. See the Los Angeles-Long Beach-Glendale, CA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
90403Santa Monica1.2 mi$4,250
90405Santa Monica1.4 mi$3,840
90404Santa Monica1.5 mi$3,550
90402Santa Monica1.6 mi$3,950
90291Venice2.2 mi$4,450
90025Los Angeles3.5 mi$4,380

Questions

What is the Fair Market Rent for ZIP code 90401?

HUD's FY2027 Small Area Fair Market Rents for 90401 are $3,020 (studio), $3,370 (1 BR), $4,160 (2 BR), $5,280 (3 BR) and $5,910 (4 BR) a month.

What is the Section 8 payment standard in 90401?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 90401 that range is $3,744 to $4,576 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 90401?

The FY2026 income limits of the Los Angeles-Long Beach-Glendale, CA area apply: median family income $108,100, low-income (80%) limit $133,250 for a family of four.