FY2027 Small Area FMR · Fallbrook, CA
ZIP 92028 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 92028 (Fallbrook, CA) is $2,300 a month, down 5.7% from FY2026. That is 9% above the Riverside-San Bernardino-Ontario, CA area-wide FMR of $2,103.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 92028 sits in the Riverside-San Bernardino-Ontario, CA area
Of the 217 ZIP codes HUD lists for the area, 92028 has the 48th highest two-bedroom Small Area FMR. Riverside-San Bernardino-Ontario, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,103 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,300 for this ZIP code instead.
ZIP code 92028 crosses more than one HUD area. HUD also lists it under San Diego-Chula Vista-Carlsbad, CA (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,790 | $1,611 – $1,969 | $1,605 | $1,860 |
| 1 bedroom | $1,900 | $1,710 – $2,090 | $1,705 | $2,000 |
| 2 bedrooms | $2,300 | $2,070 – $2,530 | $2,103 | $2,440 |
| 3 bedrooms | $3,050 | $2,745 – $3,355 | $2,771 | $3,250 |
| 4 bedrooms | $3,690 | $3,321 – $4,059 | $3,336 | $3,940 |
A household renting a two-bedroom home at the Small Area FMR of $2,300 needs about $92,000 a year to keep housing costs at 30% of income. The area median family income is $106,500 and the 80% low-income limit for four people is $98,400. ZIP code 92028 lies mainly in San Diego County and Riverside County. See the Riverside-San Bernardino-Ontario, CA metro page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 92028?
HUD's FY2027 Small Area Fair Market Rents for 92028 are $1,790 (studio), $1,900 (1 BR), $2,300 (2 BR), $3,050 (3 BR) and $3,690 (4 BR) a month.
What is the Section 8 payment standard in 92028?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 92028 that range is $2,070 to $2,530 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 92028?
The FY2026 income limits of the Riverside-San Bernardino-Ontario, CA area apply: median family income $106,500, low-income (80%) limit $98,400 for a family of four.