FY2027 Fair Market Rent · California
San Diego County Fair Market Rent & Income Limits
HUD's FY2027 Fair Market Rent for a two-bedroom home in San Diego County, CA is $2,823 a month, down 5.9% from FY2026. The area median family income is $130,900, and a family of four counts as low income up to $139,900 a year.
Fair Market Rent by unit size
FY2027 FY2026
Fair Market Rents are gross rents: rent plus the cost of all utilities except phone, cable and internet.
Check your household
Enter your household size and total yearly income before taxes to see which HUD income category it falls in for San Diego County, CA.
Low income (80% limit)
A household of 4 earning $137,900 is under the 80% limit of $139,900 for this area. At 30% of income it could pay about $3,448 a month for rent and utilities.
This is a quick comparison with HUD's published limits, not an eligibility decision. Programs count income in their own ways and many have waiting lists; the local housing agency or property decides.
Income limits in San Diego County
HUD's FY2026 income limits for San Diego-Chula Vista-Carlsbad, CA are based on a median family income of $130,900. Programs such as Housing Choice Vouchers, public housing and HOME use the 30%, 50% and 80% columns; Low-Income Housing Tax Credit properties use the 50% and 60% Multifamily Tax Subsidy Project limits.
| People | Extremely low30% / poverty | Very low50% | 60% (LIHTC)MTSP | Low income80% |
|---|---|---|---|---|
| 1 | $36,750 | $61,250 | $73,500 | $97,950 |
| 2 | $42,000 | $70,000 | $84,000 | $111,950 |
| 3 | $47,250 | $78,750 | $94,500 | $125,950 |
| 4 | $52,450 | $87,450 | $104,940 | $139,900 |
| 5 | $56,650 | $94,450 | $113,340 | $151,100 |
| 6 | $60,850 | $101,450 | $121,740 | $162,300 |
| 7 | $65,050 | $108,450 | $130,140 | $173,500 |
| 8 | $69,250 | $115,450 | $138,540 | $184,700 |
Rent history
Since FY2017 the two-bedroom FMR here has gone from $1,741 to $2,823, up 62.1% over ten years. HUD has published a two-bedroom FMR for this area since FY1983, when it was $462.
What it takes to afford the rent
To keep a two-bedroom rent of $2,823 at no more than 30% of income, the usual affordability rule, a household needs about $112,900 a year. That is 86% of the area median family income of $130,900, so the rent is within reach of a median family but not of a low-income one.
| Unit | FY2027 | FY2026 | FY2025 | Income to affordat 30% |
|---|---|---|---|---|
| Studio | $2,192 | $2,288 | $2,145 | $87,700 |
| 1 bedroom | $2,335 | $2,459 | $2,328 | $93,400 |
| 2 bedrooms | $2,823 | $3,001 | $2,881 | $112,900 |
| 3 bedrooms | $3,743 | $3,998 | $3,852 | $149,700 |
| 4 bedrooms | $4,526 | $4,845 | $4,690 | $181,000 |
How San Diego County compares
San Diego County makes up the San Diego-Chula Vista-Carlsbad, CA metro area on its own, so HUD's metro figures and the county figures are the same.
San Diego County has the 11th highest two-bedroom Fair Market Rent of the 58 counties in California; the population-weighted average across California is $2,632 and the nationwide average is $1,751.
Small Area FMRs by ZIP code
HUD also publishes Small Area Fair Market Rents for each ZIP code. In San Diego County the two-bedroom figure ranges from $1,750 to $4,230 across 175 ZIP codes, against the area-wide $2,823. San Diego-Chula Vista-Carlsbad, CA is one of HUD's mandatory Small Area FMR areas (designated 2016), so housing agencies there must set voucher payment standards from these ZIP-code rents.
| ZIP | Place | 2 BR SAFMR | 110% payment std. |
|---|---|---|---|
| 92118 | Coronado | $4,230 | $4,653 |
| 92130 | San Diego | $4,230 | $4,653 |
| 92135 | San Diego | $4,230 | $4,653 |
| 92155 | San Diego | $4,230 | $4,653 |
| 92014 | Del Mar | $4,170 | $4,587 |
| 91914 | Chula Vista | $4,120 | $4,532 |
| 92108 | San Diego | $4,120 | $4,532 |
| 92101 | San Diego | $4,090 | $4,499 |
| 92011 | Carlsbad | $4,050 | $4,455 |
| 92124 | San Diego | $4,010 | $4,411 |
| 92134 | San Diego | $3,990 | $4,389 |
| 92131 | San Diego | $3,950 | $4,345 |
| 92075 | Solana Beach | $3,940 | $4,334 |
| 92140 | San Diego | $3,820 | $4,202 |
| 91915 | Chula Vista | $3,810 | $4,191 |
| 92007 | Cardiff By The Sea | $3,760 | $4,136 |
| 91913 | Chula Vista | $3,740 | $4,114 |
| 92122 | San Diego | $3,700 | $4,070 |
| 92024 | Encinitas | $3,680 | $4,048 |
| 92009 | Carlsbad | $3,670 | $4,037 |
| 92010 | Carlsbad | $3,650 | $4,015 |
| 92067 | Rancho Santa Fe | $3,630 | $3,993 |
| 92128 | San Diego | $3,610 | $3,971 |
| 92123 | San Diego | $3,590 | $3,949 |
| 92091 | Rancho Santa Fe | $3,510 | $3,861 |
| 92109 | San Diego | $3,480 | $3,828 |
| 92126 | San Diego | $3,480 | $3,828 |
| 92127 | San Diego | $3,410 | $3,751 |
| 92145 | San Diego | $3,410 | $3,751 |
| 92147 | San Diego | $3,410 | $3,751 |
| 92037 | La Jolla | $3,380 | $3,718 |
| 92093 | La Jolla | $3,360 | $3,696 |
| 92056 | Oceanside | $3,310 | $3,641 |
| 91962 | Pine Valley | $3,290 | $3,619 |
| 92121 | San Diego | $3,290 | $3,619 |
| 92008 | Carlsbad | $3,250 | $3,575 |
| 92110 | San Diego | $3,250 | $3,575 |
| 92103 | San Diego | $3,210 | $3,531 |
| 92078 | San Marcos | $3,190 | $3,509 |
| 92107 | San Diego | $3,170 | $3,487 |
| 92672 | San Clemente | $3,140 | $3,454 |
| 92081 | Vista | $3,120 | $3,432 |
| 92055 | Camp Pendleton | $3,110 | $3,421 |
| 92120 | San Diego | $3,110 | $3,421 |
| 92129 | San Diego | $3,090 | $3,399 |
| 91931 | Guatay | $3,060 | $3,366 |
| 92029 | Escondido | $3,030 | $3,333 |
| 92057 | Oceanside | $3,020 | $3,322 |
| 92064 | Poway | $2,970 | $3,267 |
| 91978 | Spring Valley | $2,940 | $3,234 |
| 92119 | San Diego | $2,940 | $3,234 |
| 92106 | San Diego | $2,930 | $3,223 |
| 92104 | San Diego | $2,910 | $3,201 |
| 92058 | Oceanside | $2,880 | $3,168 |
| 91902 | Bonita | $2,870 | $3,157 |
| 92116 | San Diego | $2,860 | $3,146 |
| 91942 | La Mesa | $2,840 | $3,124 |
| 92019 | El Cajon | $2,840 | $3,124 |
| 91903 | Alpine | $2,820 | $3,102 |
| 91908 | Bonita | $2,820 | $3,102 |
| 91912 | Chula Vista | $2,820 | $3,102 |
| 91916 | Descanso | $2,820 | $3,102 |
| 91921 | Chula Vista | $2,820 | $3,102 |
| 91933 | Imperial Beach | $2,820 | $3,102 |
| 91943 | La Mesa | $2,820 | $3,102 |
| 91944 | La Mesa | $2,820 | $3,102 |
| 91946 | Lemon Grove | $2,820 | $3,102 |
| 91951 | National City | $2,820 | $3,102 |
| 91963 | Potrero | $2,820 | $3,102 |
| 91976 | Spring Valley | $2,820 | $3,102 |
| 91979 | Spring Valley | $2,820 | $3,102 |
| 91980 | Tecate | $2,820 | $3,102 |
| 92013 | Carlsbad | $2,820 | $3,102 |
| 92018 | Carlsbad | $2,820 | $3,102 |
| 92022 | El Cajon | $2,820 | $3,102 |
| 92023 | Encinitas | $2,820 | $3,102 |
| 92030 | Escondido | $2,820 | $3,102 |
| 92033 | Escondido | $2,820 | $3,102 |
| 92038 | La Jolla | $2,820 | $3,102 |
| 92039 | La Jolla | $2,820 | $3,102 |
| 92046 | Escondido | $2,820 | $3,102 |
| 92049 | Oceanside | $2,820 | $3,102 |
| 92051 | Oceanside | $2,820 | $3,102 |
| 92052 | Oceanside | $2,820 | $3,102 |
| 92068 | San Luis Rey | $2,820 | $3,102 |
| 92069 | San Marcos | $2,820 | $3,102 |
| 92072 | Santee | $2,820 | $3,102 |
| 92074 | Poway | $2,820 | $3,102 |
| 92079 | San Marcos | $2,820 | $3,102 |
| 92085 | Vista | $2,820 | $3,102 |
| 92088 | Fallbrook | $2,820 | $3,102 |
| 92092 | La Jolla | $2,820 | $3,102 |
| 92096 | San Marcos | $2,820 | $3,102 |
| 92111 | San Diego | $2,820 | $3,102 |
| 92112 | San Diego | $2,820 | $3,102 |
| 92132 | San Diego | $2,820 | $3,102 |
| 92137 | San Diego | $2,820 | $3,102 |
| 92138 | San Diego | $2,820 | $3,102 |
| 92142 | San Diego | $2,820 | $3,102 |
| 92143 | San Ysidro | $2,820 | $3,102 |
| 92149 | San Diego | $2,820 | $3,102 |
| 92150 | San Diego | $2,820 | $3,102 |
| 92152 | San Diego | $2,820 | $3,102 |
| 92153 | San Diego | $2,820 | $3,102 |
| 92159 | San Diego | $2,820 | $3,102 |
| 92160 | San Diego | $2,820 | $3,102 |
| 92161 | San Diego | $2,820 | $3,102 |
| 92163 | San Diego | $2,820 | $3,102 |
| 92165 | San Diego | $2,820 | $3,102 |
| 92166 | San Diego | $2,820 | $3,102 |
| 92167 | San Diego | $2,820 | $3,102 |
| 92168 | San Diego | $2,820 | $3,102 |
| 92169 | San Diego | $2,820 | $3,102 |
| 92170 | San Diego | $2,820 | $3,102 |
| 92171 | San Diego | $2,820 | $3,102 |
| 92172 | San Diego | $2,820 | $3,102 |
| 92174 | San Diego | $2,820 | $3,102 |
| 92175 | San Diego | $2,820 | $3,102 |
| 92176 | San Diego | $2,820 | $3,102 |
| 92177 | San Diego | $2,820 | $3,102 |
| 92178 | Coronado | $2,820 | $3,102 |
| 92182 | San Diego | $2,820 | $3,102 |
| 92191 | San Diego | $2,820 | $3,102 |
| 92192 | San Diego | $2,820 | $3,102 |
| 92193 | San Diego | $2,820 | $3,102 |
| 92195 | San Diego | $2,820 | $3,102 |
| 92196 | San Diego | $2,820 | $3,102 |
| 92198 | San Diego | $2,820 | $3,102 |
| 91948 | Mount Laguna | $2,810 | $3,091 |
| 92117 | San Diego | $2,810 | $3,091 |
| 92026 | Escondido | $2,800 | $3,080 |
| 91934 | Jacumba | $2,790 | $3,069 |
| 92083 | Vista | $2,790 | $3,069 |
| 92154 | San Diego | $2,770 | $3,047 |
| 92179 | San Diego | $2,770 | $3,047 |
| 92003 | Bonsall | $2,760 | $3,036 |
| 92071 | Santee | $2,750 | $3,025 |
| 91917 | Dulzura | $2,730 | $3,003 |
| 91935 | Jamul | $2,730 | $3,003 |
| 92139 | San Diego | $2,730 | $3,003 |
| 92102 | San Diego | $2,700 | $2,970 |
| 91911 | Chula Vista | $2,660 | $2,926 |
| 92115 | San Diego | $2,650 | $2,915 |
| 91905 | Boulevard | $2,640 | $2,904 |
| 92054 | Oceanside | $2,640 | $2,904 |
| 91941 | La Mesa | $2,630 | $2,893 |
| 91901 | Alpine | $2,610 | $2,871 |
| 92084 | Vista | $2,600 | $2,860 |
| 91910 | Chula Vista | $2,590 | $2,849 |
| 91932 | Imperial Beach | $2,590 | $2,849 |
| 92025 | Escondido | $2,590 | $2,849 |
| 92061 | Pauma Valley | $2,520 | $2,772 |
| 92020 | El Cajon | $2,510 | $2,761 |
| 92065 | Ramona | $2,510 | $2,761 |
| 92027 | Escondido | $2,500 | $2,750 |
| 92040 | Lakeside | $2,480 | $2,728 |
| 92021 | El Cajon | $2,440 | $2,684 |
| 91977 | Spring Valley | $2,420 | $2,662 |
| 92114 | San Diego | $2,420 | $2,662 |
| 91945 | Lemon Grove | $2,350 | $2,585 |
| 92173 | San Ysidro | $2,310 | $2,541 |
| 92028 | Fallbrook | $2,300 | $2,530 |
| 92105 | San Diego | $2,290 | $2,519 |
| 92070 | Santa Ysabel | $2,250 | $2,475 |
| 92113 | San Diego | $2,240 | $2,464 |
| 92036 | Julian | $2,230 | $2,453 |
| 92136 | San Diego | $2,230 | $2,453 |
| 91950 | National City | $2,220 | $2,442 |
| 91906 | Campo | $2,080 | $2,288 |
| 92082 | Valley Center | $2,050 | $2,255 |
| 92059 | Pala | $1,990 | $2,189 |
| 92060 | Palomar Mountain | $1,920 | $2,112 |
| 92066 | Ranchita | $1,840 | $2,024 |
| 92086 | Warner Springs | $1,840 | $2,024 |
| 92004 | Borrego Springs | $1,750 | $1,925 |
Questions
What is the Fair Market Rent in San Diego County, CA for 2027?
For FY2027 (October 1, 2026 to September 30, 2027) HUD's Fair Market Rents in San Diego County, CA are $2,192 for a studio, $2,335 for one bedroom, $2,823 for two bedrooms, $3,743 for three and $4,526 for four bedrooms, per month including utilities.
What is the area median income in San Diego County, CA?
HUD's FY2026 median family income for the area is $130,900, up 0.1% from $130,800 in FY2025.
What is 80% of AMI in San Diego County, CA for a family of 4?
The FY2026 low-income limit (80%) for a household of four is $139,900 a year. The very low-income limit (50%) is $87,450 and the extremely low-income limit is $52,450.
What is the 60% AMI limit for tax credit housing in San Diego County, CA?
Under HUD's FY2026 Multifamily Tax Subsidy Project limits, the 60% limit is $73,500 for one person and $104,940 for four.
Is the Fair Market Rent the same as the Section 8 payment standard?
No. Housing agencies set their payment standard between 90% and 110% of the FMR (for a two-bedroom here: $2,541 to $3,105), and can ask HUD for exceptions. Check the payment standard with your local housing agency.