Income Limits by County

FY2027 Small Area FMR · San Luis Rey, CA

ZIP 92068 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 92068 (San Luis Rey, CA) is $2,820 a month, down 6.0% from FY2026. That is 0% equal to the San Diego-Chula Vista-Carlsbad, CA area-wide FMR of $2,823.

2-bedroom SAFMR$2,820per month ▼ 6.0%
Area-wide 2 BR FMR$2,823San Diego-Chula Vista-Carlsb
Rank in the area59thof 178 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,538
2 BR Small Area FMR$2,820
110% of SAFMR$3,102

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 92068 sits in the San Diego-Chula Vista-Carlsbad, CA area

$1,670$4,230median $2,820

Of the 178 ZIP codes HUD lists for the area, 92068 has the 59th highest two-bedroom Small Area FMR. San Diego-Chula Vista-Carlsbad, CA is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $2,538 and $3,102 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$2,190$1,971 – $2,409$2,192$2,290
1 bedroom$2,330$2,097 – $2,563$2,335$2,460
2 bedrooms$2,820$2,538 – $3,102$2,823$3,000
3 bedrooms$3,740$3,366 – $4,114$3,743$4,000
4 bedrooms$4,520$4,068 – $4,972$4,526$4,840

A household renting a two-bedroom home at the Small Area FMR of $2,820 needs about $112,800 a year to keep housing costs at 30% of income. The area median family income is $130,900 and the 80% low-income limit for four people is $139,900. ZIP code 92068 lies mainly in San Diego County. See the San Diego-Chula Vista-Carlsbad, CA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
92056Oceanside2.7 mi$3,310
92057Oceanside2.8 mi$3,020
92054Oceanside3.1 mi$2,640
92083Vista5.0 mi$2,790
92010Carlsbad5.2 mi$3,650
92008Carlsbad5.8 mi$3,250

Questions

What is the Fair Market Rent for ZIP code 92068?

HUD's FY2027 Small Area Fair Market Rents for 92068 are $2,190 (studio), $2,330 (1 BR), $2,820 (2 BR), $3,740 (3 BR) and $4,520 (4 BR) a month.

What is the Section 8 payment standard in 92068?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 92068 that range is $2,538 to $3,102 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 92068?

The FY2026 income limits of the San Diego-Chula Vista-Carlsbad, CA area apply: median family income $130,900, low-income (80%) limit $139,900 for a family of four.