Income Limits by County

FY2027 Small Area FMR · San Diego, CA

ZIP 92121 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 92121 (San Diego, CA) is $3,290 a month, down 6.5% from FY2026. That is 17% above the San Diego-Chula Vista-Carlsbad, CA area-wide FMR of $2,823.

2-bedroom SAFMR$3,290per month ▼ 6.5%
Area-wide 2 BR FMR$2,823San Diego-Chula Vista-Carlsb
Rank in the area34thof 178 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,961
2 BR Small Area FMR$3,290
110% of SAFMR$3,619

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 92121 sits in the San Diego-Chula Vista-Carlsbad, CA area

$1,670$4,230median $2,820

Of the 178 ZIP codes HUD lists for the area, 92121 has the 34th highest two-bedroom Small Area FMR. San Diego-Chula Vista-Carlsbad, CA is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $2,961 and $3,619 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$2,550$2,295 – $2,805$2,192$2,680
1 bedroom$2,720$2,448 – $2,992$2,335$2,880
2 bedrooms$3,290$2,961 – $3,619$2,823$3,520
3 bedrooms$4,360$3,924 – $4,796$3,743$4,690
4 bedrooms$5,280$4,752 – $5,808$4,526$5,680

A household renting a two-bedroom home at the Small Area FMR of $3,290 needs about $131,600 a year to keep housing costs at 30% of income. The area median family income is $130,900 and the 80% low-income limit for four people is $139,900. ZIP code 92121 lies mainly in San Diego County. See the San Diego-Chula Vista-Carlsbad, CA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
92161San Diego2.5 mi$2,820
92122San Diego3.1 mi$3,700
92130San Diego3.3 mi$4,230
92126San Diego3.5 mi$3,480
92037La Jolla4.1 mi$3,380
92117San Diego5.2 mi$2,810

Questions

What is the Fair Market Rent for ZIP code 92121?

HUD's FY2027 Small Area Fair Market Rents for 92121 are $2,550 (studio), $2,720 (1 BR), $3,290 (2 BR), $4,360 (3 BR) and $5,280 (4 BR) a month.

What is the Section 8 payment standard in 92121?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 92121 that range is $2,961 to $3,619 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 92121?

The FY2026 income limits of the San Diego-Chula Vista-Carlsbad, CA area apply: median family income $130,900, low-income (80%) limit $139,900 for a family of four.