Income Limits by County

FY2027 Small Area FMR · San Diego, CA

ZIP 92129 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 92129 (San Diego, CA) is $3,090 a month, down 4.9% from FY2026. That is 9% above the San Diego-Chula Vista-Carlsbad, CA area-wide FMR of $2,823.

2-bedroom SAFMR$3,090per month ▼ 4.9%
Area-wide 2 BR FMR$2,823San Diego-Chula Vista-Carlsb
Rank in the area45thof 178 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,781
2 BR Small Area FMR$3,090
110% of SAFMR$3,399

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 92129 sits in the San Diego-Chula Vista-Carlsbad, CA area

$1,670$4,230median $2,820

Of the 178 ZIP codes HUD lists for the area, 92129 has the 45th highest two-bedroom Small Area FMR. San Diego-Chula Vista-Carlsbad, CA is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $2,781 and $3,399 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$2,400$2,160 – $2,640$2,192$2,480
1 bedroom$2,560$2,304 – $2,816$2,335$2,660
2 bedrooms$3,090$2,781 – $3,399$2,823$3,250
3 bedrooms$4,100$3,690 – $4,510$3,743$4,330
4 bedrooms$4,950$4,455 – $5,445$4,526$5,250

A household renting a two-bedroom home at the Small Area FMR of $3,090 needs about $123,600 a year to keep housing costs at 30% of income. The area median family income is $130,900 and the 80% low-income limit for four people is $139,900. ZIP code 92129 lies mainly in San Diego County. See the San Diego-Chula Vista-Carlsbad, CA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
92127San Diego3.8 mi$3,410
92128San Diego4.0 mi$3,610
92126San Diego4.0 mi$3,480
92130San Diego4.9 mi$4,230
92067Rancho Santa Fe5.4 mi$3,630
92131San Diego5.9 mi$3,950

Questions

What is the Fair Market Rent for ZIP code 92129?

HUD's FY2027 Small Area Fair Market Rents for 92129 are $2,400 (studio), $2,560 (1 BR), $3,090 (2 BR), $4,100 (3 BR) and $4,950 (4 BR) a month.

What is the Section 8 payment standard in 92129?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 92129 that range is $2,781 to $3,399 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 92129?

The FY2026 income limits of the San Diego-Chula Vista-Carlsbad, CA area apply: median family income $130,900, low-income (80%) limit $139,900 for a family of four.