Income Limits by County

FY2027 Small Area FMR · San Diego, CA

ZIP 92139 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 92139 (San Diego, CA) is $2,730 a month, down 5.2% from FY2026. That is 3% below the San Diego-Chula Vista-Carlsbad, CA area-wide FMR of $2,823.

2-bedroom SAFMR$2,730per month ▼ 5.2%
Area-wide 2 BR FMR$2,823San Diego-Chula Vista-Carlsb
Rank in the area138thof 178 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,457
2 BR Small Area FMR$2,730
110% of SAFMR$3,003

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 92139 sits in the San Diego-Chula Vista-Carlsbad, CA area

$1,670$4,230median $2,820

Of the 178 ZIP codes HUD lists for the area, 92139 has the 138th highest two-bedroom Small Area FMR. San Diego-Chula Vista-Carlsbad, CA is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $2,457 and $3,003 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$2,120$1,908 – $2,332$2,192$2,200
1 bedroom$2,260$2,034 – $2,486$2,335$2,360
2 bedrooms$2,730$2,457 – $3,003$2,823$2,880
3 bedrooms$3,620$3,258 – $3,982$3,743$3,840
4 bedrooms$4,380$3,942 – $4,818$4,526$4,650

A household renting a two-bedroom home at the Small Area FMR of $2,730 needs about $109,200 a year to keep housing costs at 30% of income. The area median family income is $130,900 and the 80% low-income limit for four people is $139,900. ZIP code 92139 lies mainly in San Diego County. See the San Diego-Chula Vista-Carlsbad, CA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
92114San Diego2.0 mi$2,420
91902Bonita2.0 mi$2,870
91950National City2.7 mi$2,220
91910Chula Vista3.0 mi$2,590
91945Lemon Grove3.8 mi$2,350
92113San Diego4.2 mi$2,240

Questions

What is the Fair Market Rent for ZIP code 92139?

HUD's FY2027 Small Area Fair Market Rents for 92139 are $2,120 (studio), $2,260 (1 BR), $2,730 (2 BR), $3,620 (3 BR) and $4,380 (4 BR) a month.

What is the Section 8 payment standard in 92139?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 92139 that range is $2,457 to $3,003 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 92139?

The FY2026 income limits of the San Diego-Chula Vista-Carlsbad, CA area apply: median family income $130,900, low-income (80%) limit $139,900 for a family of four.