Income Limits by County

FY2027 Small Area FMR · El Centro, CA

ZIP 92244 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 92244 (El Centro, CA) is $1,350 a month, down 0.7% from FY2026. That is 0% equal to the El Centro, CA area-wide FMR of $1,347.

2-bedroom SAFMR$1,350per month ▼ 0.7%
Area-wide 2 BR FMR$1,347El Centro, CA
Rank in the area9thof 20 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,215
2 BR Small Area FMR$1,350
110% of SAFMR$1,485

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 92244 sits in the El Centro, CA area

$1,230$1,990median $1,350

Of the 20 ZIP codes HUD lists for the area, 92244 has the 9th highest two-bedroom Small Area FMR. El Centro, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,347 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,350 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$940$846 – $1,034$938$940
1 bedroom$1,030$927 – $1,133$1,030$1,040
2 bedrooms$1,350$1,215 – $1,485$1,347$1,360
3 bedrooms$1,820$1,638 – $2,002$1,819$1,840
4 bedrooms$2,260$2,034 – $2,486$2,251$2,280

A household renting a two-bedroom home at the Small Area FMR of $1,350 needs about $54,000 a year to keep housing costs at 30% of income. The area median family income is $75,500 and the 80% low-income limit for four people is $77,700. ZIP code 92244 lies mainly in Imperial County. See the El Centro, CA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
92273Seeley1.6 mi$1,270
92243El Centro5.7 mi$1,350
92251Imperial6.1 mi$1,760
92231Calexico11.5 mi$1,440
92249Heber13.6 mi$1,440
92259Ocotillo14.5 mi$1,770

Questions

What is the Fair Market Rent for ZIP code 92244?

HUD's FY2027 Small Area Fair Market Rents for 92244 are $940 (studio), $1,030 (1 BR), $1,350 (2 BR), $1,820 (3 BR) and $2,260 (4 BR) a month.

What is the Section 8 payment standard in 92244?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 92244 that range is $1,215 to $1,485 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 92244?

The FY2026 income limits of the El Centro, CA area apply: median family income $75,500, low-income (80%) limit $77,700 for a family of four.