Income Limits by County

FY2027 Small Area FMR · Irvine, CA

ZIP 92603 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 92603 (Irvine, CA) is $4,350 a month, down 6.9% from FY2026. That is 42% above the Santa Ana-Anaheim-Irvine, CA area-wide FMR of $3,057.

2-bedroom SAFMR$4,350per month ▼ 6.9%
Area-wide 2 BR FMR$3,057Santa Ana-Anaheim-Irvine, CA
Rank in the area3rdof 147 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$3,915
2 BR Small Area FMR$4,350
110% of SAFMR$4,785

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 92603 sits in the Santa Ana-Anaheim-Irvine, CA area

$2,690$4,590median $3,060

Of the 147 ZIP codes HUD lists for the area, 92603 has the 3rd highest two-bedroom Small Area FMR. Santa Ana-Anaheim-Irvine, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $3,057 for two bedrooms; an agency that opts in to Small Area FMRs would use $4,350 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$3,670$3,303 – $4,037$2,580$3,870
1 bedroom$3,710$3,339 – $4,081$2,610$3,960
2 bedrooms$4,350$3,915 – $4,785$3,057$4,670
3 bedrooms$5,910$5,319 – $6,501$4,153$6,340
4 bedrooms$7,060$6,354 – $7,766$4,964$7,570

A household renting a two-bedroom home at the Small Area FMR of $4,350 needs about $174,000 a year to keep housing costs at 30% of income. The area median family income is $138,600 and the 80% low-income limit for four people is $148,850. ZIP code 92603 lies mainly in Orange County. See the Santa Ana-Anaheim-Irvine, CA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
92612Irvine2.9 mi$3,970
92617Irvine3.1 mi$2,920
92697Irvine3.1 mi$3,060
92657Newport Coast3.1 mi$4,170
92637Laguna Woods3.7 mi$2,920
92651Laguna Beach4.0 mi$3,750

Questions

What is the Fair Market Rent for ZIP code 92603?

HUD's FY2027 Small Area Fair Market Rents for 92603 are $3,670 (studio), $3,710 (1 BR), $4,350 (2 BR), $5,910 (3 BR) and $7,060 (4 BR) a month.

What is the Section 8 payment standard in 92603?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 92603 that range is $3,915 to $4,785 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 92603?

The FY2026 income limits of the Santa Ana-Anaheim-Irvine, CA area apply: median family income $138,600, low-income (80%) limit $148,850 for a family of four.