FY2027 Fair Market Rent · California
Orange County Fair Market Rent & Income Limits
HUD's FY2027 Fair Market Rent for a two-bedroom home in Orange County, CA is $3,057 a month, down 5.5% from FY2026. The area median family income is $138,600, and a family of four counts as low income up to $148,850 a year.
Fair Market Rent by unit size
FY2027 FY2026
Fair Market Rents are gross rents: rent plus the cost of all utilities except phone, cable and internet.
Check your household
Enter your household size and total yearly income before taxes to see which HUD income category it falls in for Orange County, CA.
Low income (80% limit)
A household of 4 earning $146,850 is under the 80% limit of $148,850 for this area. At 30% of income it could pay about $3,671 a month for rent and utilities.
This is a quick comparison with HUD's published limits, not an eligibility decision. Programs count income in their own ways and many have waiting lists; the local housing agency or property decides.
Income limits in Orange County
HUD's FY2026 income limits for Santa Ana-Anaheim-Irvine, CA are based on a median family income of $138,600. Programs such as Housing Choice Vouchers, public housing and HOME use the 30%, 50% and 80% columns; Low-Income Housing Tax Credit properties use the 50% and 60% Multifamily Tax Subsidy Project limits.
| People | Extremely low30% / poverty | Very low50% | 60% (LIHTC)MTSP | Low income80% |
|---|---|---|---|---|
| 1 | $39,100 | $65,150 | $78,180 | $104,200 |
| 2 | $44,700 | $74,450 | $89,340 | $119,100 |
| 3 | $50,300 | $83,750 | $100,500 | $134,000 |
| 4 | $55,850 | $93,050 | $111,660 | $148,850 |
| 5 | $60,350 | $100,500 | $120,600 | $160,800 |
| 6 | $64,800 | $107,950 | $129,540 | $172,700 |
| 7 | $69,300 | $115,400 | $138,480 | $184,600 |
| 8 | $73,750 | $122,850 | $147,420 | $196,500 |
Rent history
Since FY2017 the two-bedroom FMR here has gone from $1,813 to $3,057, up 68.6% over ten years. HUD has published a two-bedroom FMR for this area since FY1983, when it was $525.
What it takes to afford the rent
To keep a two-bedroom rent of $3,057 at no more than 30% of income, the usual affordability rule, a household needs about $122,300 a year. That is 88% of the area median family income of $138,600, so the rent is within reach of a median family but not of a low-income one.
| Unit | FY2027 | FY2026 | FY2025 | Income to affordat 30% |
|---|---|---|---|---|
| Studio | $2,580 | $2,682 | $2,352 | $103,200 |
| 1 bedroom | $2,610 | $2,746 | $2,454 | $104,400 |
| 2 bedrooms | $3,057 | $3,236 | $2,903 | $122,300 |
| 3 bedrooms | $4,153 | $4,393 | $3,927 | $166,100 |
| 4 bedrooms | $4,964 | $5,246 | $4,693 | $198,600 |
How Orange County compares
Orange County makes up the Santa Ana-Anaheim-Irvine, CA metro area on its own, so HUD's metro figures and the county figures are the same.
Orange County has the 8th highest two-bedroom Fair Market Rent of the 58 counties in California; the population-weighted average across California is $2,632 and the nationwide average is $1,751.
Small Area FMRs by ZIP code
HUD also publishes Small Area Fair Market Rents for each ZIP code. In Orange County the two-bedroom figure ranges from $2,690 to $4,590 across 142 ZIP codes, against the area-wide $3,057. This area is not on HUD's list of mandatory Small Area FMR areas, so most agencies here use the area-wide FMR; an agency may still opt in to ZIP-level rents.
| ZIP | Place | 2 BR SAFMR | 110% payment std. |
|---|---|---|---|
| 92660 | Newport Beach | $4,590 | $5,049 |
| 92823 | Brea | $4,380 | $4,818 |
| 92603 | Irvine | $4,350 | $4,785 |
| 92618 | Irvine | $4,340 | $4,774 |
| 92625 | Corona Del Mar | $4,290 | $4,719 |
| 92673 | San Clemente | $4,280 | $4,708 |
| 92657 | Newport Coast | $4,170 | $4,587 |
| 92679 | Trabuco Canyon | $4,140 | $4,554 |
| 92620 | Irvine | $4,080 | $4,488 |
| 92694 | Ladera Ranch | $4,060 | $4,466 |
| 92886 | Yorba Linda | $3,980 | $4,378 |
| 92612 | Irvine | $3,970 | $4,367 |
| 92610 | Foothill Ranch | $3,790 | $4,169 |
| 92807 | Anaheim | $3,760 | $4,136 |
| 92614 | Irvine | $3,750 | $4,125 |
| 92651 | Laguna Beach | $3,750 | $4,125 |
| 92656 | Aliso Viejo | $3,750 | $4,125 |
| 92602 | Irvine | $3,720 | $4,092 |
| 92629 | Dana Point | $3,720 | $4,092 |
| 92677 | Laguna Niguel | $3,690 | $4,059 |
| 92808 | Anaheim | $3,670 | $4,037 |
| 92606 | Irvine | $3,650 | $4,015 |
| 92692 | Mission Viejo | $3,640 | $4,004 |
| 92604 | Irvine | $3,610 | $3,971 |
| 92661 | Newport Beach | $3,590 | $3,949 |
| 92624 | Capistrano Beach | $3,570 | $3,927 |
| 92782 | Tustin | $3,570 | $3,927 |
| 92663 | Newport Beach | $3,540 | $3,894 |
| 92678 | Trabuco Canyon | $3,510 | $3,861 |
| 92630 | Lake Forest | $3,450 | $3,795 |
| 92626 | Costa Mesa | $3,440 | $3,784 |
| 92662 | Newport Beach | $3,400 | $3,740 |
| 92845 | Garden Grove | $3,400 | $3,740 |
| 92653 | Laguna Hills | $3,370 | $3,707 |
| 92688 | Rancho Santa Margarita | $3,340 | $3,674 |
| 92691 | Mission Viejo | $3,340 | $3,674 |
| 92887 | Yorba Linda | $3,300 | $3,630 |
| 92708 | Fountain Valley | $3,280 | $3,608 |
| 92646 | Huntington Beach | $3,240 | $3,564 |
| 92868 | Orange | $3,240 | $3,564 |
| 92649 | Huntington Beach | $3,220 | $3,542 |
| 92648 | Huntington Beach | $3,210 | $3,531 |
| 92821 | Brea | $3,210 | $3,531 |
| 90742 | Sunset Beach | $3,190 | $3,509 |
| 92806 | Anaheim | $3,180 | $3,498 |
| 92675 | San Juan Capistrano | $3,170 | $3,487 |
| 90740 | Seal Beach | $3,150 | $3,465 |
| 90630 | Cypress | $3,100 | $3,410 |
| 92647 | Huntington Beach | $3,090 | $3,399 |
| 92865 | Orange | $3,090 | $3,399 |
| 92627 | Costa Mesa | $3,080 | $3,388 |
| 90720 | Los Alamitos | $3,070 | $3,377 |
| 90743 | Surfside | $3,070 | $3,377 |
| 90622 | Buena Park | $3,060 | $3,366 |
| 90624 | Buena Park | $3,060 | $3,366 |
| 90632 | La Habra | $3,060 | $3,366 |
| 90633 | La Habra | $3,060 | $3,366 |
| 90721 | Los Alamitos | $3,060 | $3,366 |
| 92605 | Huntington Beach | $3,060 | $3,366 |
| 92607 | Laguna Niguel | $3,060 | $3,366 |
| 92609 | El Toro | $3,060 | $3,366 |
| 92615 | Huntington Beach | $3,060 | $3,366 |
| 92616 | Irvine | $3,060 | $3,366 |
| 92619 | Irvine | $3,060 | $3,366 |
| 92623 | Irvine | $3,060 | $3,366 |
| 92628 | Costa Mesa | $3,060 | $3,366 |
| 92650 | East Irvine | $3,060 | $3,366 |
| 92652 | Laguna Beach | $3,060 | $3,366 |
| 92654 | Laguna Hills | $3,060 | $3,366 |
| 92658 | Newport Beach | $3,060 | $3,366 |
| 92659 | Newport Beach | $3,060 | $3,366 |
| 92674 | San Clemente | $3,060 | $3,366 |
| 92684 | Westminster | $3,060 | $3,366 |
| 92685 | Westminster | $3,060 | $3,366 |
| 92690 | Mission Viejo | $3,060 | $3,366 |
| 92693 | San Juan Capistrano | $3,060 | $3,366 |
| 92697 | Irvine | $3,060 | $3,366 |
| 92702 | Santa Ana | $3,060 | $3,366 |
| 92711 | Santa Ana | $3,060 | $3,366 |
| 92728 | Fountain Valley | $3,060 | $3,366 |
| 92735 | Santa Ana | $3,060 | $3,366 |
| 92781 | Tustin | $3,060 | $3,366 |
| 92799 | Santa Ana | $3,060 | $3,366 |
| 92803 | Anaheim | $3,060 | $3,366 |
| 92809 | Anaheim | $3,060 | $3,366 |
| 92811 | Atwood | $3,060 | $3,366 |
| 92812 | Anaheim | $3,060 | $3,366 |
| 92814 | Anaheim | $3,060 | $3,366 |
| 92815 | Anaheim | $3,060 | $3,366 |
| 92816 | Anaheim | $3,060 | $3,366 |
| 92817 | Anaheim | $3,060 | $3,366 |
| 92822 | Brea | $3,060 | $3,366 |
| 92825 | Anaheim | $3,060 | $3,366 |
| 92834 | Fullerton | $3,060 | $3,366 |
| 92836 | Fullerton | $3,060 | $3,366 |
| 92837 | Fullerton | $3,060 | $3,366 |
| 92838 | Fullerton | $3,060 | $3,366 |
| 92842 | Garden Grove | $3,060 | $3,366 |
| 92846 | Garden Grove | $3,060 | $3,366 |
| 92856 | Orange | $3,060 | $3,366 |
| 92857 | Orange | $3,060 | $3,366 |
| 92859 | Orange | $3,060 | $3,366 |
| 92862 | Orange | $3,060 | $3,366 |
| 92863 | Orange | $3,060 | $3,366 |
| 92864 | Orange | $3,060 | $3,366 |
| 92871 | Placentia | $3,060 | $3,366 |
| 92885 | Yorba Linda | $3,060 | $3,366 |
| 92899 | Anaheim | $3,060 | $3,366 |
| 92831 | Fullerton | $3,030 | $3,333 |
| 92780 | Tustin | $3,000 | $3,300 |
| 92835 | Fullerton | $3,000 | $3,300 |
| 92869 | Orange | $2,990 | $3,289 |
| 90620 | Buena Park | $2,970 | $3,267 |
| 90621 | Buena Park | $2,920 | $3,212 |
| 90680 | Stanton | $2,920 | $3,212 |
| 92617 | Irvine | $2,920 | $3,212 |
| 92637 | Laguna Woods | $2,920 | $3,212 |
| 92655 | Midway City | $2,920 | $3,212 |
| 92676 | Silverado | $2,920 | $3,212 |
| 92683 | Westminster | $2,920 | $3,212 |
| 92701 | Santa Ana | $2,920 | $3,212 |
| 92703 | Santa Ana | $2,920 | $3,212 |
| 92704 | Santa Ana | $2,920 | $3,212 |
| 92705 | Santa Ana | $2,920 | $3,212 |
| 92706 | Santa Ana | $2,920 | $3,212 |
| 92707 | Santa Ana | $2,920 | $3,212 |
| 92801 | Anaheim | $2,920 | $3,212 |
| 92802 | Anaheim | $2,920 | $3,212 |
| 92804 | Anaheim | $2,920 | $3,212 |
| 92805 | Anaheim | $2,920 | $3,212 |
| 92832 | Fullerton | $2,920 | $3,212 |
| 92833 | Fullerton | $2,920 | $3,212 |
| 92840 | Garden Grove | $2,920 | $3,212 |
| 92841 | Garden Grove | $2,920 | $3,212 |
| 92843 | Garden Grove | $2,920 | $3,212 |
| 92844 | Garden Grove | $2,920 | $3,212 |
| 92861 | Villa Park | $2,920 | $3,212 |
| 92866 | Orange | $2,920 | $3,212 |
| 92867 | Orange | $2,920 | $3,212 |
| 92870 | Placentia | $2,920 | $3,212 |
| 90623 | La Palma | $2,790 | $3,069 |
| 90631 | La Habra | $2,690 | $2,959 |
Questions
What is the Fair Market Rent in Orange County, CA for 2027?
For FY2027 (October 1, 2026 to September 30, 2027) HUD's Fair Market Rents in Orange County, CA are $2,580 for a studio, $2,610 for one bedroom, $3,057 for two bedrooms, $4,153 for three and $4,964 for four bedrooms, per month including utilities.
What is the area median income in Orange County, CA?
HUD's FY2026 median family income for the area is $138,600, up 1.5% from $136,600 in FY2025.
What is 80% of AMI in Orange County, CA for a family of 4?
The FY2026 low-income limit (80%) for a household of four is $148,850 a year. The very low-income limit (50%) is $93,050 and the extremely low-income limit is $55,850.
What is the 60% AMI limit for tax credit housing in Orange County, CA?
Under HUD's FY2026 Multifamily Tax Subsidy Project limits, the 60% limit is $78,180 for one person and $111,660 for four.
Is the Fair Market Rent the same as the Section 8 payment standard?
No. Housing agencies set their payment standard between 90% and 110% of the FMR (for a two-bedroom here: $2,751 to $3,363), and can ask HUD for exceptions. Check the payment standard with your local housing agency.