Income Limits by County

FY2027 Small Area FMR · Costa Mesa, CA

ZIP 92626 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 92626 (Costa Mesa, CA) is $3,440 a month, down 4.7% from FY2026. That is 13% above the Santa Ana-Anaheim-Irvine, CA area-wide FMR of $3,057.

2-bedroom SAFMR$3,440per month ▼ 4.7%
Area-wide 2 BR FMR$3,057Santa Ana-Anaheim-Irvine, CA
Rank in the area32ndof 147 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$3,096
2 BR Small Area FMR$3,440
110% of SAFMR$3,784

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 92626 sits in the Santa Ana-Anaheim-Irvine, CA area

$2,690$4,590median $3,060

Of the 147 ZIP codes HUD lists for the area, 92626 has the 32nd highest two-bedroom Small Area FMR. Santa Ana-Anaheim-Irvine, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $3,057 for two bedrooms; an agency that opts in to Small Area FMRs would use $3,440 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$2,900$2,610 – $3,190$2,580$2,990
1 bedroom$2,940$2,646 – $3,234$2,610$3,060
2 bedrooms$3,440$3,096 – $3,784$3,057$3,610
3 bedrooms$4,670$4,203 – $5,137$4,153$4,900
4 bedrooms$5,590$5,031 – $6,149$4,964$5,850

A household renting a two-bedroom home at the Small Area FMR of $3,440 needs about $137,600 a year to keep housing costs at 30% of income. The area median family income is $138,600 and the 80% low-income limit for four people is $148,850. ZIP code 92626 lies mainly in Orange County. See the Santa Ana-Anaheim-Irvine, CA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
92627Costa Mesa2.3 mi$3,080
92704Santa Ana2.9 mi$2,920
92707Santa Ana3.0 mi$2,920
92708Fountain Valley3.3 mi$3,280
92646Huntington Beach3.7 mi$3,240
92660Newport Beach3.7 mi$4,590

Questions

What is the Fair Market Rent for ZIP code 92626?

HUD's FY2027 Small Area Fair Market Rents for 92626 are $2,900 (studio), $2,940 (1 BR), $3,440 (2 BR), $4,670 (3 BR) and $5,590 (4 BR) a month.

What is the Section 8 payment standard in 92626?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 92626 that range is $3,096 to $3,784 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 92626?

The FY2026 income limits of the Santa Ana-Anaheim-Irvine, CA area apply: median family income $138,600, low-income (80%) limit $148,850 for a family of four.