Income Limits by County

FY2027 Small Area FMR · Newport Beach, CA

ZIP 92661 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 92661 (Newport Beach, CA) is $3,590 a month, down 7.7% from FY2026. That is 17% above the Santa Ana-Anaheim-Irvine, CA area-wide FMR of $3,057.

2-bedroom SAFMR$3,590per month ▼ 7.7%
Area-wide 2 BR FMR$3,057Santa Ana-Anaheim-Irvine, CA
Rank in the area25thof 147 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$3,231
2 BR Small Area FMR$3,590
110% of SAFMR$3,949

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 92661 sits in the Santa Ana-Anaheim-Irvine, CA area

$2,690$4,590median $3,060

Of the 147 ZIP codes HUD lists for the area, 92661 has the 25th highest two-bedroom Small Area FMR. Santa Ana-Anaheim-Irvine, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $3,057 for two bedrooms; an agency that opts in to Small Area FMRs would use $3,590 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$3,030$2,727 – $3,333$2,580$3,220
1 bedroom$3,070$2,763 – $3,377$2,610$3,300
2 bedrooms$3,590$3,231 – $3,949$3,057$3,890
3 bedrooms$4,880$4,392 – $5,368$4,153$5,280
4 bedrooms$5,830$5,247 – $6,413$4,964$6,310

A household renting a two-bedroom home at the Small Area FMR of $3,590 needs about $143,600 a year to keep housing costs at 30% of income. The area median family income is $138,600 and the 80% low-income limit for four people is $148,850. ZIP code 92661 lies mainly in Orange County. See the Santa Ana-Anaheim-Irvine, CA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
92662Newport Beach1.2 mi$3,400
92663Newport Beach1.8 mi$3,540
92625Corona Del Mar2.8 mi$4,290
92660Newport Beach3.1 mi$4,590
92627Costa Mesa3.1 mi$3,080
92657Newport Coast4.8 mi$4,170

Questions

What is the Fair Market Rent for ZIP code 92661?

HUD's FY2027 Small Area Fair Market Rents for 92661 are $3,030 (studio), $3,070 (1 BR), $3,590 (2 BR), $4,880 (3 BR) and $5,830 (4 BR) a month.

What is the Section 8 payment standard in 92661?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 92661 that range is $3,231 to $3,949 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 92661?

The FY2026 income limits of the Santa Ana-Anaheim-Irvine, CA area apply: median family income $138,600, low-income (80%) limit $148,850 for a family of four.