Income Limits by County

FY2027 Small Area FMR · Santa Barbara, CA

ZIP 93106 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 93106 (Santa Barbara, CA) is $3,360 a month, down 2.6% from FY2026. That is 8% above the Santa Maria-Santa Barbara, CA area-wide FMR of $3,106.

2-bedroom SAFMR$3,360per month ▼ 2.6%
Area-wide 2 BR FMR$3,106Santa Maria-Santa Barbara, C
Rank in the area15thof 41 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$3,024
2 BR Small Area FMR$3,360
110% of SAFMR$3,696

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 93106 sits in the Santa Maria-Santa Barbara, CA area

$2,190$4,360median $3,110

Of the 41 ZIP codes HUD lists for the area, 93106 has the 15th highest two-bedroom Small Area FMR. Santa Maria-Santa Barbara, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $3,106 for two bedrooms; an agency that opts in to Small Area FMRs would use $3,360 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$2,680$2,412 – $2,948$2,479$2,720
1 bedroom$2,930$2,637 – $3,223$2,711$3,030
2 bedrooms$3,360$3,024 – $3,696$3,106$3,450
3 bedrooms$4,320$3,888 – $4,752$3,990$4,500
4 bedrooms$4,930$4,437 – $5,423$4,557$5,130

A household renting a two-bedroom home at the Small Area FMR of $3,360 needs about $134,400 a year to keep housing costs at 30% of income. The area median family income is $118,600 and the 80% low-income limit for four people is $145,700. ZIP code 93106 lies mainly in Santa Barbara County. See the Santa Maria-Santa Barbara, CA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
93111Santa Barbara2.2 mi$4,220
93110Santa Barbara4.3 mi$3,540
93109Santa Barbara6.5 mi$4,360
93101Santa Barbara7.3 mi$3,850
93105Santa Barbara7.4 mi$3,630
93103Santa Barbara9.0 mi$3,620

Questions

What is the Fair Market Rent for ZIP code 93106?

HUD's FY2027 Small Area Fair Market Rents for 93106 are $2,680 (studio), $2,930 (1 BR), $3,360 (2 BR), $4,320 (3 BR) and $4,930 (4 BR) a month.

What is the Section 8 payment standard in 93106?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 93106 that range is $3,024 to $3,696 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 93106?

The FY2026 income limits of the Santa Maria-Santa Barbara, CA area apply: median family income $118,600, low-income (80%) limit $145,700 for a family of four.