FY2027 Small Area FMR · Santa Barbara, CA
ZIP 93109 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 93109 (Santa Barbara, CA) is $4,360 a month, down 1.8% from FY2026. That is 40% above the Santa Maria-Santa Barbara, CA area-wide FMR of $3,106.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 93109 sits in the Santa Maria-Santa Barbara, CA area
Of the 41 ZIP codes HUD lists for the area, 93109 has the 1st highest two-bedroom Small Area FMR. Santa Maria-Santa Barbara, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $3,106 for two bedrooms; an agency that opts in to Small Area FMRs would use $4,360 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $3,480 | $3,132 – $3,828 | $2,479 | $3,500 |
| 1 bedroom | $3,810 | $3,429 – $4,191 | $2,711 | $3,900 |
| 2 bedrooms | $4,360 | $3,924 – $4,796 | $3,106 | $4,440 |
| 3 bedrooms | $5,600 | $5,040 – $6,160 | $3,990 | $5,790 |
| 4 bedrooms | $6,400 | $5,760 – $7,040 | $4,557 | $6,600 |
A household renting a two-bedroom home at the Small Area FMR of $4,360 needs about $174,400 a year to keep housing costs at 30% of income. The area median family income is $118,600 and the 80% low-income limit for four people is $145,700. ZIP code 93109 lies mainly in Santa Barbara County. See the Santa Maria-Santa Barbara, CA county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 93109?
HUD's FY2027 Small Area Fair Market Rents for 93109 are $3,480 (studio), $3,810 (1 BR), $4,360 (2 BR), $5,600 (3 BR) and $6,400 (4 BR) a month.
What is the Section 8 payment standard in 93109?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 93109 that range is $3,924 to $4,796 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 93109?
The FY2026 income limits of the Santa Maria-Santa Barbara, CA area apply: median family income $118,600, low-income (80%) limit $145,700 for a family of four.