FY2027 Small Area FMR · Cambria, CA

ZIP 93428 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 93428 (Cambria, CA) is $2,680 a month, up 3.9% from FY2026. That is 1% below the San Luis Obispo-Paso Robles, CA area-wide FMR of $2,720.

2-bedroom SAFMR$2,680per month ▲ 3.9%

Area-wide 2 BR FMR$2,720San Luis Obispo-Paso Robles,

Rank in the area31stof 41 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,412

2 BR Small Area FMR$2,680

110% of SAFMR$2,948

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,870▲ 5.1%

1 BR$2,050▲ 4.1%

2 BR$2,680▲ 3.9%

3 BR$3,580▲ 3.5%

4 BR$4,150▲ 4.5%

FY2027 FY2026

Where 93428 sits in the San Luis Obispo-Paso Robles, CA area

Of the 41 ZIP codes HUD lists for the area, 93428 has the 31st highest two-bedroom Small Area FMR. San Luis Obispo-Paso Robles, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,720 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,680 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,870	$1,683 – $2,057	$1,894	$1,780
1 bedroom	$2,050	$1,845 – $2,255	$2,079	$1,970
2 bedrooms	$2,680	$2,412 – $2,948	$2,720	$2,580
3 bedrooms	$3,580	$3,222 – $3,938	$3,634	$3,460
4 bedrooms	$4,150	$3,735 – $4,565	$4,208	$3,970

A household renting a two-bedroom home at the Small Area FMR of $2,680 needs about $107,200 a year to keep housing costs at 30% of income. The area median family income is $129,600 and the 80% low-income limit for four people is $122,400. ZIP code 93428 lies mainly in San Luis Obispo County. See the San Luis Obispo-Paso Robles, CA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
93430	Cayucos	8.8 mi	$2,410
93452	San Simeon	15.1 mi	$2,410
93446	Paso Robles	17.2 mi	$2,720
93465	Templeton	17.6 mi	$3,720
93442	Morro Bay	18.6 mi	$2,580
93426	Bradley	19.1 mi	$2,430

Questions

What is the Fair Market Rent for ZIP code 93428?

HUD's FY2027 Small Area Fair Market Rents for 93428 are $1,870 (studio), $2,050 (1 BR), $2,680 (2 BR), $3,580 (3 BR) and $4,150 (4 BR) a month.

What is the Section 8 payment standard in 93428?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 93428 that range is $2,412 to $2,948 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 93428?

The FY2026 income limits of the San Luis Obispo-Paso Robles, CA area apply: median family income $129,600, low-income (80%) limit $122,400 for a family of four.