Income Limits by County

FY2027 Small Area FMR · Bass Lake, CA

ZIP 93604 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 93604 (Bass Lake, CA) is $1,560 a month, up 11.4% from FY2026. That is 7% above the Madera County, CA area-wide FMR of $1,460.

2-bedroom SAFMR$1,560per month ▲ 11.4%
Area-wide 2 BR FMR$1,460Madera County, CA
Rank in the area12thof 20 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,404
2 BR Small Area FMR$1,560
110% of SAFMR$1,716

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 93604 sits in the Madera County, CA area

$1,320$2,460median $1,610

Of the 20 ZIP codes HUD lists for the area, 93604 has the 12th highest two-bedroom Small Area FMR. Madera County, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,460 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,560 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,350$1,215 – $1,485$1,264$1,080
1 bedroom$1,360$1,224 – $1,496$1,272$1,090
2 bedrooms$1,560$1,404 – $1,716$1,460$1,400
3 bedrooms$2,160$1,944 – $2,376$2,022$1,950
4 bedrooms$2,610$2,349 – $2,871$2,440$2,320

A household renting a two-bedroom home at the Small Area FMR of $1,560 needs about $62,400 a year to keep housing costs at 30% of income. The area median family income is $82,200 and the 80% low-income limit for four people is $77,700. ZIP code 93604 lies mainly in Madera County. See the Madera County, CA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
93669Wishon7.9 mi$1,470
93643North Fork8.7 mi$1,320
93644Oakhurst11.8 mi$1,770
93605Big Creek13.6 mi$1,720
93623Fish Camp16.0 mi$1,670
93645O Neals16.3 mi$1,680

Questions

What is the Fair Market Rent for ZIP code 93604?

HUD's FY2027 Small Area Fair Market Rents for 93604 are $1,350 (studio), $1,360 (1 BR), $1,560 (2 BR), $2,160 (3 BR) and $2,610 (4 BR) a month.

What is the Section 8 payment standard in 93604?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 93604 that range is $1,404 to $1,716 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 93604?

The FY2026 income limits of the Madera County, CA area apply: median family income $82,200, low-income (80%) limit $77,700 for a family of four.