Income Limits by County

FY2027 Small Area FMR · Oakhurst, CA

ZIP 93644 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 93644 (Oakhurst, CA) is $1,770 a month, up 8.6% from FY2026. That is 21% above the Madera County, CA area-wide FMR of $1,460.

2-bedroom SAFMR$1,770per month ▲ 8.6%
Area-wide 2 BR FMR$1,460Madera County, CA
Rank in the area6thof 20 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,593
2 BR Small Area FMR$1,770
110% of SAFMR$1,947

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 93644 sits in the Madera County, CA area

$1,320$2,460median $1,610

Of the 20 ZIP codes HUD lists for the area, 93644 has the 6th highest two-bedroom Small Area FMR. Madera County, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,460 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,770 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,530$1,377 – $1,683$1,264$1,250
1 bedroom$1,540$1,386 – $1,694$1,272$1,260
2 bedrooms$1,770$1,593 – $1,947$1,460$1,630
3 bedrooms$2,450$2,205 – $2,695$2,022$2,270
4 bedrooms$2,960$2,664 – $3,256$2,440$2,690

A household renting a two-bedroom home at the Small Area FMR of $1,770 needs about $70,800 a year to keep housing costs at 30% of income. The area median family income is $82,200 and the 80% low-income limit for four people is $77,700. ZIP code 93644 lies mainly in Madera County. See the Madera County, CA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
93601Ahwahnee6.1 mi$1,640
93669Wishon7.6 mi$1,470
93623Fish Camp8.1 mi$1,670
93604Bass Lake11.8 mi$1,560
93614Coarsegold13.3 mi$1,870
93645O Neals13.4 mi$1,680

Questions

What is the Fair Market Rent for ZIP code 93644?

HUD's FY2027 Small Area Fair Market Rents for 93644 are $1,530 (studio), $1,540 (1 BR), $1,770 (2 BR), $2,450 (3 BR) and $2,960 (4 BR) a month.

What is the Section 8 payment standard in 93644?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 93644 that range is $1,593 to $1,947 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 93644?

The FY2026 income limits of the Madera County, CA area apply: median family income $82,200, low-income (80%) limit $77,700 for a family of four.