FY2027 Small Area FMR · Madera, CA

ZIP 93638 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 93638 (Madera, CA) is $1,440 a month, up 6.7% from FY2026. That is 1% below the Madera County, CA area-wide FMR of $1,460.

2-bedroom SAFMR$1,440per month ▲ 6.7%

Area-wide 2 BR FMR$1,460Madera County, CA

Rank in the area18thof 20 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,296

2 BR Small Area FMR$1,440

110% of SAFMR$1,584

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,250▲ 20.2%

1 BR$1,250▲ 20.2%

2 BR$1,440▲ 6.7%

3 BR$1,990▲ 5.9%

4 BR$2,410▲ 8.1%

FY2027 FY2026

Where 93638 sits in the Madera County, CA area

Of the 20 ZIP codes HUD lists for the area, 93638 has the 18th highest two-bedroom Small Area FMR. Madera County, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,460 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,440 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,250	$1,125 – $1,375	$1,264	$1,040
1 bedroom	$1,250	$1,125 – $1,375	$1,272	$1,040
2 bedrooms	$1,440	$1,296 – $1,584	$1,460	$1,350
3 bedrooms	$1,990	$1,791 – $2,189	$2,022	$1,880
4 bedrooms	$2,410	$2,169 – $2,651	$2,440	$2,230

A household renting a two-bedroom home at the Small Area FMR of $1,440 needs about $57,600 a year to keep housing costs at 30% of income. The area median family income is $82,200 and the 80% low-income limit for four people is $77,700. ZIP code 93638 lies mainly in Madera County. See the Madera County, CA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
93636	Madera	9.7 mi	$1,920
93637	Madera	12.1 mi	$1,450
93610	Chowchilla	14.2 mi	$1,360
93653	Raymond	15.0 mi	$1,610
93606	Biola	16.6 mi	$1,500
93723	Fresno	17.8 mi	$2,520

Questions

What is the Fair Market Rent for ZIP code 93638?

HUD's FY2027 Small Area Fair Market Rents for 93638 are $1,250 (studio), $1,250 (1 BR), $1,440 (2 BR), $1,990 (3 BR) and $2,410 (4 BR) a month.

What is the Section 8 payment standard in 93638?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 93638 that range is $1,296 to $1,584 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 93638?

The FY2026 income limits of the Madera County, CA area apply: median family income $82,200, low-income (80%) limit $77,700 for a family of four.