FY2027 Small Area FMR · Raymond, CA
ZIP 93653 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 93653 (Raymond, CA) is $1,610 a month, up 6.6% from FY2026. That is 10% above the Madera County, CA area-wide FMR of $1,460.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 93653 sits in the Madera County, CA area
Of the 20 ZIP codes HUD lists for the area, 93653 has the 10th highest two-bedroom Small Area FMR. Madera County, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,460 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,610 for this ZIP code instead.
ZIP code 93653 crosses more than one HUD area. HUD also lists it under Mariposa County, CA (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,330 | $1,197 – $1,463 | $1,264 | $1,120 |
| 1 bedroom | $1,370 | $1,233 – $1,507 | $1,272 | $1,180 |
| 2 bedrooms | $1,610 | $1,449 – $1,771 | $1,460 | $1,510 |
| 3 bedrooms | $2,230 | $2,007 – $2,453 | $2,022 | $2,100 |
| 4 bedrooms | $2,610 | $2,349 – $2,871 | $2,440 | $2,510 |
A household renting a two-bedroom home at the Small Area FMR of $1,610 needs about $64,400 a year to keep housing costs at 30% of income. The area median family income is $82,200 and the 80% low-income limit for four people is $77,700. ZIP code 93653 lies mainly in Madera County and Mariposa County. See the Madera County, CA county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 93653?
HUD's FY2027 Small Area Fair Market Rents for 93653 are $1,330 (studio), $1,370 (1 BR), $1,610 (2 BR), $2,230 (3 BR) and $2,610 (4 BR) a month.
What is the Section 8 payment standard in 93653?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 93653 that range is $1,449 to $1,771 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 93653?
The FY2026 income limits of the Madera County, CA area apply: median family income $82,200, low-income (80%) limit $77,700 for a family of four.