Income Limits by County

FY2027 Small Area FMR · Fremont, CA

ZIP 94555 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 94555 (Fremont, CA) is $3,830 a month, down 2.8% from FY2026. That is 37% above the Oakland-Fremont, CA area-wide FMR of $2,805.

2-bedroom SAFMR$3,830per month ▼ 2.8%
Area-wide 2 BR FMR$2,805Oakland-Fremont, CA
Rank in the area1stof 115 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$3,447
2 BR Small Area FMR$3,830
110% of SAFMR$4,213

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 94555 sits in the Oakland-Fremont, CA area

$2,270$3,830median $2,810

Of the 115 ZIP codes HUD lists for the area, 94555 has the 1st highest two-bedroom Small Area FMR. Oakland-Fremont, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,805 for two bedrooms; an agency that opts in to Small Area FMRs would use $3,830 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$2,850$2,565 – $3,135$2,088$2,900
1 bedroom$3,130$2,817 – $3,443$2,290$3,230
2 bedrooms$3,830$3,447 – $4,213$2,805$3,940
3 bedrooms$4,910$4,419 – $5,401$3,592$5,040
4 bedrooms$5,800$5,220 – $6,380$4,250$5,970

A household renting a two-bedroom home at the Small Area FMR of $3,830 needs about $153,200 a year to keep housing costs at 30% of income. The area median family income is $162,800 and the 80% low-income limit for four people is $135,750. ZIP code 94555 lies mainly in Alameda County. See the Oakland-Fremont, CA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
94545Hayward4.3 mi$2,930
94560Newark4.7 mi$3,290
94587Union City5.8 mi$3,070
94303Palo Alto6.3 mi$3,390
94544Hayward6.4 mi$2,800
94063Redwood City6.5 mi$3,850

Questions

What is the Fair Market Rent for ZIP code 94555?

HUD's FY2027 Small Area Fair Market Rents for 94555 are $2,850 (studio), $3,130 (1 BR), $3,830 (2 BR), $4,910 (3 BR) and $5,800 (4 BR) a month.

What is the Section 8 payment standard in 94555?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 94555 that range is $3,447 to $4,213 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 94555?

The FY2026 income limits of the Oakland-Fremont, CA area apply: median family income $162,800, low-income (80%) limit $135,750 for a family of four.